Oh, What Fun it is to Live Financially Free
Jingle all the way to smarter money moves and debt-free living when you become a FAIRWINDS member.
Fast-Track Your Financial Goals
This isn’t just a sweepstakes — it’s your chance to fast-track your goals, take control of your future, and move one step closer to the life you’ve been working toward. Becoming a FAIRWINDS member isn’t just how you enter; it’s how you start owning your financial future.
Get StartedProducts Designed for You
From everyday banking to business growth, discover financial solutions that help you save more and eliminate debt.
Nationally Endorsed by The Ramsey Show
For decades, Dave Ramsey has helped his listeners take control of their finances with his life changing advice on The Ramsey Show. We've combined Ramsey's smart money approach with our 75 years of experience in financial services to help you manage your money — so your money doesn't manage you.
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Services Designed for Financial Freedom
Our products and services are designed to help you on your road to a debt-free life.
Send Money in Minutes
Zelle® allows you to quickly send money to those you know and trust without sharing account numbers.4
Stay Aware of Account Activity
Enjoy the peace of mind that comes with knowing exactly what's happening with your account.
Anywhere Access
Manage your accounts, pay bills, deposit checks through the FAIRWINDS mobile app.
Get Paid Early
Access your eligible direct deposits up to two days early — including paychecks, tax refunds, pensions, and more.
Recognized by the Best as the Best
We’re honored to be recognized by organizations like Forbes, Newsweek, and Orlando Business Journal as a top credit union in America.
It’s time to join the Financial Freedom movement.
Wherever you are, whatever your journey — if you’re committed to being financially free you’re welcome to join the growing movement of financial freedom seekers. Anyone in the country is welcome to become a member.
It’s time to join the Financial Freedom movement.
Wherever you are, whatever your journey — if you’re committed to being financially free you’re welcome to join the growing movement of financial freedom seekers. Anyone in the country is welcome to become a member.
We Live Generously
Just by being here, you’re helping make a difference. With the FAIRWINDS Foundation, our crew and members help transform lives through volunteerism and philanthropic grants. Together with the community, we’re building a stronger future and empowering people to thrive — because financial freedom means more when it’s shared.
Our Foundation
Member Stories
See what our members are saying.“I am seeing steady progress already with $5,000 saved so far!”
“Now I get to drive my dream [car] around every day without having to make monthly payments!”
“I was able to cut 6 years off my home loan and save over $50,000 in payments and interest by refinancing to a 15-year mortgage.”