FAIRWINDS offers low minimum balance Certificates of Deposits (CD) with terms ranging from three to sixty months. Members can receive a better rate with Relationship Rewards.
The online application process is simple, fast and convenient. Just choose the term you wish and complete our brief online application.
Open your CD online
Interest
Interest begins to occur from date of deposit. Interest is compounded daily and credited monthly. All interest credited may be withdrawn at any time without penalty; however, withdrawals may reduce earnings. The Annual Percentage Yield disclosed on the Rate and Service Charge Schedule assumes interest remains on deposit until maturity.
Certificate of Deposit Requirements
When you invest in a Certificate of Deposit, you contract with FAIRWINDS Credit Union to place funds in the Account for a specific term. The interest rate, and corresponding annual percentage yield, on a fixed-rate certificate will be fixed when the deposit is made and will remain in effect until the maturity date. Additional deposits are not permitted during the term of investment.
IRA Certificates
Put your IRA deposits into a FAIRWINDS Certificate of Deposit and earn more money for your retirement. IRA Certificates have the same requirements and limitations as regular IRAs.
More IRA information
Minimum Deposit Amount
The amount needed to open a new certificate is $1,000, unless you have chosen the $500 ten month certificate term. The minimum deposit amount is $100,000 to open a jumbo certificate.
Get A Better Rate
When you use your Relationship Rewards Points, you can earn even higher rates on your Certificates of Deposit.
Learn more
