Prepare for retirement with a FAIRWINDS IRA. Whether making individual contributions (Traditional, Roth, or Coverdell Education Saving Accounts) or SEP contributions, we offer competitive rates and flexible terms. And, there are no annual or maintenance fees.
What are the benefits of saving with an IRA?
You receive a higher interest rate by saving with an IRA.
Monthly deposit amounts are flexible and contributions are not mandatory.
You may withdraw your principle at any time. However, the distribution may be subject to an early withdrawal penalty
Early distribution penalties may be waived for medical, first time home buying and college expenses.
Spousal contributions have increased to per account.
IRA rollover distributions may be taken once in a 12 month period and used for any purpose for 60 days without penalty.
IRA accounts are insured by the NCUA
Frequently Asked Questions
View and Print IRA Forms
IRA Information
What changes are happening next year?
Calculate your Required Minimum Distribution
Types of IRA accounts
IRA comparison chart
Roth IRA
Coverdell Education Savings Accounts
Traditional IRA - Deductible
Traditional IRA - Non-Deductible
