IRA Certificate of Deposit Rates
Current Rates for:
6/29/2009 - 7/5/2009
Rates are subject to change at anytime without notice.
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| IRA Certificate Rates |
| Term |
Interest Rate |
APY |
Relationship Rewards |
| 2,500 points** |
5,000 points** |
Interest Rate |
APY |
Interest Rate |
APY |
| 3 mo |
0.85 |
0.85 |
1.10 |
1.11 |
1.35 |
1.36 |
| 6 mo |
1.10 |
1.11 |
1.35 |
1.36 |
1.60 |
1.61 |
| 12 mo |
1.20 |
1.21 |
1.45 |
1.46 |
1.70 |
1.71 |
| 24 mo |
1.60 |
1.61 |
1.85 |
1.87 |
2.10 |
2.12 |
| 36 mo |
2.00 |
2.02 |
2.25 |
2.28 |
2.50 |
2.53 |
| 48 mo |
2.30 |
2.33 |
2.55 |
2.58 |
2.80 |
2.84 |
| 60 mo |
2.80 |
2.84 |
3.05 |
3.10 |
3.30 |
3.35 |
| $500 / 10 mo |
0.55 |
0.55 |
0.80 |
0.80 |
1.05 |
1.06 |

| IRA Jumbo Certificate Rates*** |
| Term |
Interest Rate |
APY |
Relationship Rewards |
| 2,500 points** |
5,000 points** |
Interest Rate |
APY |
Interest Rate |
APY |
| 3 mo |
0.90 |
0.90 |
1.15 |
1.16 |
1.40 |
1.41 |
| 6 mo |
1.15 |
1.16 |
1.40 |
1.41 |
1.65 |
1.66 |
| 12 mo |
1.25 |
1.26 |
1.50 |
1.51 |
1.75 |
1.77 |
| 24 mo |
1.65 |
1.66 |
1.90 |
1.92 |
2.15 |
2.17 |
| 36 mo |
2.05 |
2.07 |
2.30 |
2.33 |
2.55 |
2.58 |
| 48 mo |
2.35 |
2.38 |
2.60 |
2.63 |
2.85 |
2.89 |
| 60 mo |
2.85 |
2.89 |
3.10 |
3.15 |
3.35 |
3.41 |
Insured Funds Web Resources
Access valuable resources regarding how your deposits are insured through the NCUA.
How Do We Compare?
How do we compare to other financial institutions?
APY: Annual Percentage Yield
Early withdrawal is subject to penalty. Account disclosures are available online.
** Relationship Rewards - Bonus is based on the number of Relationship Rewards points you redeem.
- Redeem 2,500 Relationship Rewards points to receive .25% bonus rate.
- Redeem 5,000 Relationship Rewards points to receive .50% bonus rate.
*** Jumbo Certificates - Minimum opening balance: $100,000; Minimum monthly balance: $100,000.
View all rates
View Service Charge Schedule (fees)
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