Loan Rates
Rates effective from: 11/01/2008
Rates are subject to change at anytime without notice.
Loan Rates 
|
| Loan Type |
Annual Percentage Rates (APR) |
Daily Periodic Rates |
| New vehicle, up to 36 months * |
6.53% - 15.54% |
.01789% - .04257% |
| New vehicle, up to 36 months with 20% down* |
6.43% - 15.29% |
.01761% - .04189% |
| New vehicle, up to 48 months * |
6.63% - 15.54% |
.01816% - .04257% |
| New vehicle, up to 60 months * |
6.64% - 15.79% |
.01819% - .04326% |
| New vehicle, up to 72 months * |
6.79% - 15.99% |
.01860% - .04380% |
| Used vehicle, up to 36 months * |
6.39% - 16.25% |
.01750% - .04452% |
| Used vehicle, up to 36 months with 20% down * |
6.29% - 15.90% |
.01723% - .04356% |
| Used vehicle, up to 48 months * |
6.49% - 16.25% |
.01788% - .04452% |
| Used vehicle, up to 60 months * |
6.79% - 16.50% |
.01860% - .04520% |
| Used vehicle, up to 72 months * |
7.04% - 16.99% |
.01928% - .04654% |
| Business New vehicle, up to 60 months * † |
8.84% - 17.79% |
.02421% - .04873% |
| Business Used vehicle, up to 48 months * † |
8.49% - 18.00% |
.02326% - .04931% |
| New Motorcycle, up to 60 months * |
7.95% - 9.10% |
.02178% - .02493% |
| Used Motorcycle, up to 36 months * |
8.25% - 10.10% |
.02260% - .02767% |
| Boat up to 180 months * |
7.90% - 9.60% |
.02164% - .02630% |
| RV up to 144 months * |
7.95% - 10.10% |
.02178% - .02767% |
| Other collateral |
10.55% - 11.55% |
.02890% - .03164% |
| Personal Loan |
11.00% - 18.00% |
.03013% - .04931% |
| Variable Personal Line of Credit |
9.00% - 18% **** |
.02465% - .04931% |
| Shares Secured ** |
2.75%
*** |
.00753% |
| Money Market Secured ** |
3.75%
*** |
.01027% |
| Certificate Secured ** |
4.75%
*** |
.01301% |
| Credit Cards ** |
Credit Card Rates |
| Home Equity ** |
Home Equity Rates |
APR = Annual Percentage Rate
* Approximate Term. Your actual rate will be based on your
credit quality , down payment, and actual term.
** No discounts are available on these loans.
*** The maximum allowable rate is 18%. Variable Rate: 1% - 3% above 26-week T-Bill rate.
**** Variable Rate: 1.5% margins above Prime Rate Index not to exceed a rate of 18%.
† Titled in business name only or aggregate of $50K
These current loan rates, effective 11/01/2008 are an addendum to your Loan liner agreement. The payment amount and due date of payments will be determined at the time of each advance and disclosed in the funds advance voucher. For real estate loan services, please call (407) 647-8252. For consumer loan services, please call (407) 277-5045 in Orlando or (800) 443-6887.
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