If you have ever overdrawn your checking account, you've experienced the embarrassment, inconvenience and expense of bounced checks. You can protect yourself and your credit record by establishing Overdraft Protection on your FAIRWINDS checking account.

You can designate either a savings, money market account or a Credit Line loan. Then, if you overdraw your checking account, the overdrawn amount will be transferred from the designated account.

You may apply for an Overdraft Credit Line loan online or by visiting any FAIRWINDS service center.

The number of overdraft protection transfers is limited to six (6) per calendar month if from a savings or money market account. There is no restriction on the number of overdraft protection transfers from a line of credit loan.

Service Charges may apply according to the account type for overdraft transfers.

Members can also qualify for Premium Overdraft Protection
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Setup Overdraft Protection on your Account
Check 21 and Your Checking Account