FAIRWINDS Credit Union and its affiliates are committed to making available financial products and services that will enable you to meet your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with your credit union. The Board of Directors and management have made every effort to protect your account information.

To ensure that you can rely upon the quality of available products and services, your credit union and its affiliates stand behind the following privacy policy:

Your credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services - no more. Therefore, we collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms;
• Information about your transactions with us, our affiliates, or others; and
• Information we receive from a consumer reporting agency.

Your credit union will protect your personal information. Strong security controls will be maintained to ensure that member information in our files and computers is protected. Where appropriate, we will use security techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

You will always have access to your information with proper identification. As a member of your credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate. To continue to provide you with superior service, FAIRWINDS sometimes hires outside companies to perform specific services. To ensure the security of your financial information, we require these companies to adhere to similar privacy policies that require them to keep your financial information confidential. We may disclose all of the information we collect, as described above, to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Your financial privacy is an important part of your relationship with FAIRWINDS Credit Union. Should you have any questions about FAIRWINDS Privacy Policy, you may reach us via e-mail or by calling (407) 277-5045 or toll-free (800) 443-6887.