When you are ready to apply, please be prepared to provide the following application and property information:

Application Information (for all applicants)

• Home address(es) for the previous two years
• Your social security number(s)
• Employment information for the previous two years including employer name, address and phone number
• Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
• Liquid assets including bank name, account type and balance
• Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles, etc.
• Liabilities including creditor names, and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
• Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues

Property Information

• Purchase contract
• Planned Unit Development (PUD), condominium or co-op:
  -Name of development or project
  -Phone number or the homeowner's association (if available)
• New construction:
  -Year land or lot was acquired
  -Original cost of land/lot
  -Amount of liens
  -Estimated cost of construction
• Refinance loans:
  -Year property was acquired
  -Original cost of the home
  -Cost of improvements
  -Amount of liens
  -Description of improvements