Mortgage Center: Purchasing a Home


FAIRWINDS has made the home financing process simple, easy and convenient.

We offer homebuyers:

• Financing for first homes, retirement homes, vacation homes and investment properties.


• Reduced out-of-pocket costs - competitive rates, a zero-point option and a no-cost, 30-day rate lock option.


• Low down payment options on our fixed rate mortgage products.


• Fast loan decisions and expedited closing. What's more, upon approval, FAIRWINDS can arrange your title work and closing quickly and efficiently.


• Professional mortgage representatives - a FAIRWINDS Mortgage representative will help you make key decisions, such as the type of loan that makes the most sense for you.

How much home can I purchase?
The amount of home you can afford depends on your income and debts, and the funds you have available for a down payment. Our Mortgage Calculator can help you find the mortgage amounts you might qualify for assuming several down payment options. The estimates provided are based on the lowest and highest debt and income ratios used by most lenders.

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