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Guaranteed Auto Protection (GAP)
MEMBER’S CHOICE™ Guaranteed Asset Protection (GAP) could save you thousands, especially on a new car. Most cars depreciate by thousands of dollars as soon as they are purchased. But if your vehicle is stolen or totaled, your liability for your loan remains the same.
That’s where GAP coverage should enter the protection picture. Because there could be a big difference between what your insurance will pay and what you owe on your auto loan.
That can amount to thousands, especially in the early years of your loan. And that’s money that will come out of your pocket – for a vehicle that, for all practical purposes, no longer exists. In other words, your vehicle might be gone, but you will still have to make the monthly payments!
It’s easy to be covered. You can sign up for GAP coverage when you apply for your vehicle loan. There’s no underwriting, no red tape, no hassles. And for your convenience, the amount of the low-cost coverage can be added to your monthly loan payment.
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Guaranteed Asset Protection