TERMS AND CONDITIONS OF OFFER

We selected you for this offer because you met criteria of credit worthiness based on your credit record maintained at credit bureaus. We have reserved a Platinum Visa credit card with limits up to the amount indicated in this letter. This offer is subject to the following terms and conditions:
1) FAIRWINDS reserves the right to withdraw the offer if your credit status has adversely changed since pre-approval;
2) The offer is non-negotiable and may be used only by the individual named in the offer;
3) All necessary and appropriate documentation as required by the credit union must be completed and signed;
4) You must meet our minimum income requirements for acceptance.
You have the right to prohibit information contained in your credit file with any credit bureau from being used in connection with any credit transaction that you do not initiate.
You may exercise this right by calling 1-888-5-OPT-OUT (1-888-567-8688).
Offer will expire 90 days after the date of pre-approval.

• Learn more about FAIRWINDS VISA® Platinum card.
• Why was I selected for this offer?
  (Terms and Conditions)

*Rates are based on credit history and can range from 7.99% Annual Percentage Rate to 18.00% APR. See official disclosures for details.