Direct Deposit - It's Safe. It's Fast. It's Easy!

No more standing in long teller lines. No more waiting to deposit your check. With Direct Deposit, your salary (paycheck) or payment (social security, pension, etc.) will deposit directly into your account and be available to you when your credit union opens for business on the payment date.

Convenience and security are two important factors people look for when dealing with a financial institution. With direct deposit or payroll deduction through FAIRWINDS Credit Union, you can be assured of both. Your funds will arrive at the credit union safely and you will be spared the inconvenience of making a trip to make a deposit or loan payment. You will save time and money in more ways than one.

Why should you use Direct Deposit? Here are just some of the reasons:

• Peace of Mind — with Direct Deposit, you don't have to worry about receiving your payment late because of mail delays or having your check lost or stolen.


• Prompt Payment — you will have access to your money earlier, since the deposit will be credited on the payment date, thus eliminating any mail delays.


• Convenience — Direct Deposit eliminates the necessity for special trips to pick up and deposit payments. You can withdraw your money from an automated teller machine (ATM) or service center when it's convenient for you.


• Freedom — With Direct Deposit, your payment will be automatically deposited to your account, whether you are on vacation, traveling, or ill.


• Time Savings — with Direct Deposit, you will have more time to do the things you enjoy since you do not have to make a special trip to deposit your check.


• Weather Proofing — many times, bad weather makes getting out to deposit your check inconvenient or even hazardous. Direct Deposit eliminates this problem.

You choose the service you want

You may authorize your employer* to send your entire paycheck directly to the credit union for deposit to your account. From your deposit, you may also authorize through payroll deduction, the transfer of payments on any of your credit union loans, or you may authorize from your check any amount to be transferred into any account you choose. For example, transfer money into an account for a child. You may also set up pre-authorized drafts from your checking account for recurring insurance or mortgage payments.

At FAIRWINDS Credit Union we make it easy for you to save through payroll deduction. You decide how much you want deducted from your paycheck and we'll take care of the rest. Loan payments may be made through payroll deduction, too, which means that your loan payment will always be on time. Fairwinds Credit Union encourages systematic savings. Direct Deposit and payroll deduction offer a painless and worry-free way to financial security.
*Direct Deposit and Payroll Deduction are not available through all employers.

How do I sign up?

Just complete and print the form that fits your needs:

When completing any of these forms or those provided by your employer, be sure to format your Fairwinds member number correctly. For examples, click here.

Standard U.S. Treasury Direct Deposit form. Use if you are...

• Active Military


• Retired Military


• Military Reserve

Quickstart form. Use if you are...

• Railroad retirement


• Civil Service


• Social Security


• Social Security Supplemental


• VA

Frequently Asked Questions

Call (407) 277-5045 if you have any questions.