Compare Business Checking Accounts

	Free Business Checking	Business Analysis Checking	Simply Smarter Business Checking
Minimum Amount Required to Avoid Monthly Service Fee	None	None (with available earnings credit balance)	Average monthly balance of $10,000 in checking or $4,500 in loans
Monthly Service Fee	None	$15.00	$12.00
Number of Combined Items Free	300	None	500
Deposit and Withdrawal per item	No charge for up to 300 items $0.25 for each additional item	$0.15 per item	No charge for up to 500 items $0.25 for each additional item
Earnings Credit to Offset Monthly Service Charges	None	Contact Business Services for complete details	None
Overdraft Fee	$10 per daily occurrence	Free	Free
Opening Requirement	$100 minimum opening balance	$100 minimum opening balance	$100 minimum opening balance
Debit Card	Free	Free	Free
Online Banking	Free	Free	Free
Online Bill Payer	No charge for first 10 bills each month $3.95 monthly for additional bills	Free	Free
e-Statements	Free	Free	Free
ATM Transactions	Free FAIRWINDS, Presto!, CU Here **	Free FAIRWINDS, Presto!, CH Here **	Free FAIRWINDS, Presto!, CU Here **
Interest	None	None	None
	Open A New Free Business Checking	Open A New Business Analysis Checking	Open A New Simply Smarter Business Checking
	Free Business Checking Information	Business Analysis Checking Information	Simply Smarter Business Checking Information
Checking Accounts Introduction

* Some restrictions and fees apply.
** A fee may be charged by the owner of the ATM

How Much Will An Account Cost?
Don't want to get hit with unexpected charges? FAIRWINDS discloses all business account fees in advance so you'll know what to expect. If you have questions after reviewing our business fee schedule you may contact a business services representative for assistance.

View Business Services Charge Schedule

Switch Checking Account Types
Want to switch from one checking account type to another? It's as easy as stopping by one of our branches or calling Member Services at (407) 277-5045. The full amount for any applicable service charges will be applied for the month that the checking account was under a certain type.

Additional Information, Products and Services

• Order Checks
  Order checks online, by calling or visiting a branch.
• Debit Cards
  A Debit Card looks like a credit card but works like a check.
• Check 21 and Your Checking Account
  The Check Clearing for the 21st Century Act (Check 21) is designed to speed up and reduce costs involved with the check cashing process.
• Regulation D limitations
  Members are limited to a set number of transactions that are completed away from a branch or ATM location.