Apply For A Loan or Credit Card:

Loan Decisions in 90 seconds or less!

With our online loan application, you can instantly submit your loan application for quick, secure processing and a loan decision within 90 seconds. Note: You must be an existing FAIRWINDS member to apply. If you are not a FAIRWINDS member, click here to join now.

The loan application only takes about 8 minutes to complete. Follow these easy steps:

1. As the Primary Applicant, you'll need to have the following information: name, address, date of birth, social security number, current employer, and monthly income. If applying jointly, your Co-Applicant will also need to provide this information.


2. Click the button below to go to the form. Then simply fill out the Primary Applicant section, and Co-Applicant section if you are applying jointly.


3. When you've completed the form, simply click the SUBMIT button. For security and privacy purposes all your information will be encrypted prior to submission. You'll hear back from us with a decision in 90 seconds or less.



Consumer Loan or Credit Card
Select the loan type you are looking for: Auto: New Auto: Used Boat: New Boat: Used Motorcycle: New Motorcycle: Used RV: New RV: Used Secured: Certificate of Deposit Secured: Money Market Secured: Share Savings	Select the loan type you are looking for: Personal Variable Personal Line of Credit VISA Platinum VISA Platinum Rewards Home Equity Fixed Home Equity Line of Credit Other Collateral

If you prefer to apply on the phone, please call us at 407-277-5045 (toll free 800-443-6887)