FAIRWINDS Financial Performance Is On Target

	Greetings from the President/CEO FAIRWINDS accomplished great things in 2009 and exciting opportunities lie ahead in 2010. Larry Tobin, President/CEO Your credit union remains financially sound and secure. We continue to be well-capitalized and ended the year with a modest return for our membership organization. We are dedicated to upholding our core values by maintaining high service standards and offering solutions to members who find themselves in difficult financial times. Whether the financial climate is good or challenging, we are committed to continuing these successes and practices in 2010. We were especially proud this year as we received multiple recognitions as a top employer, including recognition from Florida Trend magazine as the 5th "Best Company to Work For" in the state of Florida. Members also made their voices heard as we were once again selected as the "Best Credit Union" in the Orlando Business Journal’s annual Reader’s Choice Awards. These honors only reinforce our commitment to do what is in the best interest of our members and crewmembers each day. This year, we are excited to provide you with new opportunities and enhanced technology to help all of our members become financially secure and economically successful. Mobile banking, including a downloadable iPhone app, will soon be available along with a completely redesigned member website. Enhancements to online banking will offer you mobile account alerts, helping you stay on top of your finances anytime, anywhere. We are honored that you continue to trust FAIRWINDS for your financial needs. Our commitment to providing you with exceptional service and value remains unchanged and we look forward to serving you in this New Year. Thank you for your loyal membership and support. Larry Tobin President/CEO
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