FAIRWINDS Credit Union September 2013 ADVOCATE for Members
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Why Choose a
36-Month Auto Loan?

Sure, longer term auto loans are an option. But is it really your best option versus 36 months?

1. Lower monthly payments ≠ saving money.
Lower payments are nice, but the fact is that the longer your loan term is, the more money you lose to interest.
2. Your car is not an investment so don’t treat it like one.
Why continue to pay more in interest for something that depreciates the second you drive it off the lot?
3. Being upside down is fun on a roller coaster – not so much fun on a loan.
Owing money can be a source of financial stress, especially when you owe more than what the car is actually worth. While it may take some extra work and careful budgeting, a 36-month term can help you breathe easier faster, avoiding the pitfalls of being upside down.

Your monthly payments may be higher, but in the end your savings will help you continue on the road to financial freedom more quickly.

FAIRWINDS Car Concierge

Buy your next car through the FAIRWINDS Car Concierge and we’ll deliver your car to you in VIP style. Tell us what you’re looking for and our professional car buyers will search the market for you, negotiate the price you want, and deliver the car to your front door.

How can you get started? Visit our Auto Resource Center and give us a little info about the kind of vehicle you’re in the market for and we’ll start shopping for you.


Shred Fest at
Fern Park

October 5

Fern Park Branch
134 Fernwood Blvd.
Fern Park, FL 32730
9:00 a.m. - 1:00 p.m.

Before you head out to Shred Fest, please be aware that due to heavy volume, guests may bring a maximum of five boxes of personal documents per vehicle to shred. Shred trucks are available until 1:00 p.m. or until capacity is reached.

Be sure to view the remaining 2013 dates and locations, and see when we will be coming to your neighborhood.

Federal Holiday Observance

FAIRWINDS branches will be closed on Monday, October 14 in observance of Columbus Day.

Branch Locations and Hours

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