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New Account Cart

Listed here are the new accounts you have selected to open.
If you would like to add or edit your account selection, use the New Account Selector on this page.

1 items in cart

New Account Selector

Select from the icons below to view your account options. Or, use the Account Advisor for recommendations to help you maximize your benefits.

Savings Accounts

  • Enjoy some peace of mind when you have an emergency savings account of at least $1,000. FAIRWINDS’ Emergency Savings account offers a premium rate on the first $1,000.

    Current Rate — 3.000% APY for the first $1,000
    Minimum to Open — $10
    Monthly Service Charge — $5 (waived with certain conditions)

  • Complement your Emergency Savings with the Freedom Savings account offering unlimited deposits and flexible overdraft from your checking account.

    Current Rate — 0.05% APY
    Minimum to Open — $10
    Monthly Service Charge — $5 (waived with certain conditions)

  • A high-yield savings account available exclusively to Freedom Signature Checking accountholders.

    Current Rate — 1.65% APY
    Minimum to Open — $10
    Minimum Balance — $0

Emergency Savings

Monthly Service Charge — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Freedom Signature Checking or Freedom Preferred Checking account holders
  • Receive at least one ¢hange it up deposit per month

Freedom Savings

Monthly Service Charge — $5, waived with any one of the following:

  • Maintain an average monthly account balance of at least $300
  • Deposit or transfer a total of at least $25 per month
  • Maintain an average monthly combined savings balances of at least $10,000 (excluding checking balances)
  • Freedom Signature Checking or Freedom Preferred Checking account holders
  • Members under the age of 18
  • Receive at least one ¢hange it up deposit per month

Freedom Signature Savings

Must have and maintain a Freedom Signature Checking.

Checking Accounts

  • Save more with our no monthly service fee checking account that includes easy access to your money.

    Minimum to Open — $25
    Monthly Service Charge — $0

  • With a Freedom Preferred Checking account you'll earn interest along with preferred ATM access and Preferred Money Market rates.

    Minimum to Open — $25
    Monthly Service Charge — $10 (waived with certain conditions)

  • Enjoy unlimited ATM access and exclusive eligibility to our high-yield Freedom Signature Savings account.

    Current Rate — as high as 0.20% APY
    Minimum to Open — $25
    Monthly Service Charge — $25 (waived with certain conditions)

  • Minimum to Open — $25
    Monthly Service Charge — $0 for current UCF students

Freedom Spending Account

  • No monthly service charge.
  • No minimum balance required.
  • Minimum to Open — $25.
  • ATM transactions are FREE at FAIRWINDS, Publix Presto!, and more than 33,000+ nationwide CO-OP ATM locations.
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card.

Freedom Preferred Checking

Monthly Service Charge — $10, waived with any one of the following:

  • $1,000 in total monthly direct deposit,
    or
  • $10,000 average monthly combined deposit balance,
    or
  • $10,000 or greater in an investment* account

Freedom Signature Checking

Monthly Service Charge — $25, waived with either of the following:

  • $25,000 and greater total average monthly deposit balance,
    or
  • $25,000 or greater investment account balance

UCF Student Checking Account


A valid UCFID number is required. You will see a $5 member share rebate in your UCF Student Checking the first month following your account being opened.
Where to find your UCFID number. Opens dialog.

Money Market Accounts

  • Invest smarter and watch your money grow. We can offer the competitive rates you want with the convenient flexibility you need.

  • Available exclusively to members with a Freedom Preferred Checking account, our Preferred Money Market gives you all the great features of our regular Money Market, as well as paying a premium rate.

Money Market Account

Minimum to Open — $10

Monthly Service Charge — $10 , waived with an average monthly balance above $2,500.

Preferred Money Market

Minimum to Open — $10

Monthly Service Charge — $10 , waived with an average monthly balance above $2,500.

Certificate of Deposits

  • Standard

    Get the best rates available and boost your savings with a Certificate of Deposit from FAIRWINDS and terms that fit your schedule and lifestyle.

  • Add-On

    Want your CD savings to grow with you? Choose a 6 or 12-month Add-On CD. They can be opened with as little as $100, and allow you to make unlimited deposits to the CD throughout the term length.

  • Member Special

    Available to new and existing members that deposit a minimum of $1,000.

Don't know where to start?

Try our Account Advisor, it will suggest the accounts that are best for you.

Before proceeding to checkout, you will need to be ready with the following information:

  • Driver’s License or State I.D.
  • Social Security Number
  • Account Information for Funding your New Accounts
  • If Adding a Joint on the Account, their Driver’s License or State I.D. and Social Security Number