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Explore the benefits of being a credit union member.

Like choosing your doctor or childcare provider, where you manage your finances is a highly personal decision. When you begin weighing your options, it may seem like all financial institutions may are the same. However, there are important differences between the big banks and credit unions like FAIRWINDS. These differences could impact everything from the interest rates offered to the level and quality of service provided.

How do those differences directly impact you and your finances? Keep reading to find out the biggest benefits of choosing a credit union instead of a bank for your journey towards financial freedom.

Advantages of Choosing a Credit Union

Convenient access, when and where you need it.

A commitment to your financial freedom

FAIRWINDS’ first and foremost goal is helping you achieve financial freedom. That means keeping our focus on providing you with what you need, wherever life takes you.

Better rates and special offers

Those member benefits take many shapes and forms. Some of the most sought-after perks are typically lower loan rates and higher return rates on savings and deposits.

The value of membership

Credit union members are much more than “customers.” Credit unions are member-owned and member-run. Members are stakeholders in the organization, and are rewarded as such with exclusive member benefits.

Service-minded philosophy

Credit unions like FAIRWINDS believe that banking is about more than account numbers and credit limits. It’s about making a commitment to serving our members with the highest standards of excellence when it comes to service, from the teller line to loan agents and financial advisors.

Not-for-profit organization

Credit unions are not-for-profit organizations built on the philosophy of “people helping people.” This translates back to always working to serve our members, with profits being reinvested back into member benefits.

The products and services you need

From interest-bearing savings accounts to credit cards, auto loans and online banking tools, the products and services you need to reach financial freedom are always at your fingertips with a credit union.

Convenient access, when and where you need it

FAIRWINDS and other credit unions partner to provide members with access to a large network of fee-free ATMs across the country. Members also enjoy access to convenient branch locations, online banking and a mobile app.

Ready to make the switch to a credit union? Stop by any FAIRWINDS branch location or explore our service options online.

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