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Performance and value for your business all in one checking account.

Business Optimize Checking provides competitive and unique benefits including:

  • Several options to waive the monthly fee – See Compare Accounts tab
  • 500 Free Items – Enjoy extra savings and the flexibility of clearing up to 500 deposit and withdrawal items each month in your account.
  • Small Business Line of Credit Discount – Receive up to $100 off the origination fee for a new FAIRWINDS Business Line of Credit.
  • Business Auto Loan Discount – Take advantage of a .25% rate discount off a new FAIRWINDS Business Auto Loan.
  • Visa® Business Debit Rewards Card – Earn UNLIMITED points to redeem for gift cards, travel, entertainment, and merchandise.
  • Online Cash Management Solutions – Issue wire transfers, complete your employee payroll, and download your account information into QuickBooks® from the convenience of your home or office.
  • Onsite Set-Up – Available with our wire transfer and ACH platforms, a member of the FAIRWINDS Business Services team will help you set up your online banking account onsite at your business.
  • Free Additional Business Operating Account