Credit Card Offer
Special Offer
Rewards Card
  • 0% introductory APR on new purchases
  • No fee on balance transfers
  • No annual fee
  • Additional employee cards with individual spending limits
  • Monthly and annual statements of business expenses
  • Fraud protection with Visa's Zero / Liability policy

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Looking to accept credit cards for your business?


In store credit card terminals

Platinum Rewards Visa Card

Debit or credit? Why not offer both? Accommodate your customers’ preferences by accepting all major credit card and debit card (PIN and signature-based) transactions, all through our full suite of payment terminal options.

Apply Today

Mobile Credit Card Payments

Platinum Rewards Visa Card

Turn your smart phone into a secure payment terminal. Simple and safe to access, use your smart phone to wirelessly swipe your customer’s card, capture a signature, transmit payment, and email a receipt.

Learn More

Online Payment Options

Platinum Rewards Visa Card

Give your customers even more flexibility by providing online payment solutions. Easy-to-integrate technology, advanced reporting, and dedicated support help make online payments a preferred method of payment for businesses of all sizes.

Apply Today


Additional Features

Auto Rental Collision Damage Waiver (ARCDW) Program - This program offers free additional protection for vehicle rentals made with your Visa card. ARCDW reimburses you for damage due to collision or theft up to the actual cash value of most rental vehicles. Learn more

Purchase Security and Extended Program - Within the first ninety (90) days of the date of purchase, Purchase Security and Extended Protection will replace, repair, or reimburse you for eligible items of business property purchased entirely with your eligible Visa card up to a maximum of $500 per claim and $50,000 per cardholder. It covers purchases and gifts in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions. We also offer warranty registration and Extended Protection, all available with a simple toll-free telephone call. And with our Visa Performance Guarantee you have the option of purchasing affordable Extended Service Agreements Learn more

Travel and Emergency Assistance - Visa Travel and Emergency Assistance Services will put you in touch with the appropriate emergency services should the need arise. Benefits include: emergency messages to your family and business associates, referral services for medical, legal and transportation needs, and ticket, transportation, and luggage location assistance. Learn more

Zero Liability - Your peace of mind and protection are paramount to us. Visa”s Zero Liability policy is our guarantee that you won’t be held responsible for fraudulent charges made with your card or account information. Learn more

 
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Platinum Business Solutions Visa®
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Interest Rates and Interest Charges

ANNUAL PERCENTAGE RATE (APR) for Purchases

0.00% introductory APR for the first 6 months from date of account opening.


After that, your APR will be 13.24% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (1)

ANNUAL PERCENTAGE RATE (APR) for Balance Transfers

13.24% to 18.00%, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (1)

APR for Cash Advances

18.00% This APR will vary with the market bsed on the Prime Rate.(2)

APR for Non-Performance

18.00% This APR will vary with the market bsed on the Prime Rate.(2)(3)

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.

Minimum Interest Charge

None

Fees

Annual Fees

None

Transaction Fees

 

- Cash Advance

4.00% of the amount each cash advance, $10 minimum.

- Balance Transfer

None

- Foreign Transaction

3.00% of each transaction in U.S. dollars.

Miscellaneous Fees

 

- Late Payment

$39 if more than three days past due.

- Returned Payment

$30

- Over-the-Credit Limit

$39

How We Will Calculate Your Balance: We will use a method called "average daily balance (including new purchases)."

Loss of Introductory APR: We may end your introductory APR if you make a late payment.

(1) Your APR for purchases and balance transfers will equal the sum of the Prime Rate as listed in the Money Rates Section of the Eastern edition of The Wall Street Journal on the last business day of each month, plus a margin based upon the cumulative credit history. Changes in the Prime Rate will cause changes in the APR. Changes in the APR as the result of changes in the Prime Rate will be effective on the first day of the next month following one full billing cycle after any change in the Prime Rate. In addition, a margin based upon the cumulative credit history of each Business Person in that, 60 days prior to the stated expiration of the card(s), a review of your account and the credit history of each Business Person will be conducted. We will adjust the APR based upon the lowest Fico credit score of the Fico scores applicable to the Business Persons, as determined and published by Equifax Credit Information Services, Inc. (www.equifax.com). Most recent Fico scores on file as of the review date will be used.

(2) Your APR for cash advances and the non-performance (penalty) APR will equal the sum of the Prime Rate, plus 17.99%, subject to a maximum of the greater of 18.00% APR or the highest APR then permitted by applicable law.

(3) Non-Performance (Penalty) APR: If your Account becomes thirty (30) or more days past due two (2) or more times in a six (6) month period, OR your account becomes sixty (60) days past due, FINANCE CHARGES on your entire balance will be calculated at the Non-Performance (Penalty) APR of the Prime Rate plus 17.99%, subject to a maximum of the greater of 18.00% APR or the highest APR then permitted by applicable law. When you have made six (6) consecutive monthly payments of not less than the required Minimum Payment on or before your monthly due date, your APR will revert to your current available variable APR.

Rates shown in ANNUAL PERCENTAGE RATE above accurate as of 6/01/2013. The information may have changed after that date. To find out what may have changed, call us at 407.277.5045 or write us at 3075 N. Alafaya Trail, Orlando, FL 32826. All rates are subject to a maximum of the greater of 18.00% APR or the highest APR then permitted by applicable law.