Business Analysis Checking

Our Business Analysis account helps you manage transaction volume and provides access to online cash management solutions.  You’ll enjoy the convenience of a monthly consolidated statements and the value of an earnings credit which helps offset fees.

  • Earnings Credit – Enjoy extra savings with a monthly earnings credit helping you avoid costly fees.
  • Visa® Business Debit Rewards Card – Earn Card Reward points when you use your signature for debit card purchases that can be redeemed for perks including travel, entertainment, and merchandise.
  • Online Cash Management Solutions – Issue wire transfers, pay your employees, and download your account information into QuickBooks from the convenience of your home or office.
  • Free Online Banking with Bill Pay –Manage your finances 24 hours a day with free online banking. Our free account alert service will notify you when a deposit is made in your account, a check clears, or your balance drops below a certain threshold.
  • Onsite Set-Up – For the ultimate in personalized service, a member of the FAIRWINDS Business Services team will help you set up your online banking account onsite at your business.
  • Free e-Delivery Services – Receive your e-statements, account notices, and account alerts free to your email or phone.

Minimum to Open—$100

Monthly Service Fee—$15, waived with an available earnings credit balance

Transaction Fees—See fee schedule for additional fees that apply to all FAIRWINDS accounts

Deposit and Withdrawal Per Item – $0.15 per item

Options and Upgrades

Business Money Market Account

Our Business Money Market account is perfect for businesses looking for competitive rates, liquidity, and access.

Online Bill Payer

Pay bills online from the comfort of your home or office through our secure bill payer service.

Wealth Management and Insurance Services

Our Wealth Management program is designed to help you and your employees reach your long-term financial goals.

Business Credit Card

FAIRWINDS Platinum Business Solutions Visa® credit card helps you manage and control expenses effectively and efficiently for your business.

Merchant Services

FAIRWINDS Merchant Services provides you with convenient, simple, and cutting-edge money management® solutions - exactly what you need to help make your business more profitable.

Terms and Conditions

Minimum to Open—$100

Monthly Service Fee—$15, waived with an available earnings credit balance

Deposit and Withdrawal per Item—$0.15 per item

Foreign ATM Fees—$2 for each ATM transaction at networks other than FAIRWINDS or Presto!

Insufficient Funds (NSF)— ACH, ATM, check, debit card—$35 each

Transaction Fees—See fee schedule for additional fees that apply to all FAIRWINDS accounts.