Remote Deposit Capture

Deposit Checks: Wherever you are.

Driving to a branch to make a check deposit is now a thing of the past. With FAIRWINDS Business Mobile Check Deposit, you can deposit checks to your FAIRWINDS business account from your iPhone or Android device by simply snapping a picture.


    Sign it

    Endorse the check like you would normally do, with a dark ink pen.

    Scan it

    Launch the app, log in, and photograph both sides of the check.

    Send it

    Fill in the deposit amount and send.
    That's it. No driving, no lines, no worries.

    Android App

    It's simple, safe, and free* for FAIRWINDS members.

    • Spend your lunch hour at lunch – not traveling to a branch or ATM.
    • Available anytime, all the time.
    • No additional equipment or accessories needed – just your phone.
    • Immediately deposit checks directly into your FAIRWINDS account.
      (Availability of deposits may vary according to our Funds Availability Policy).

    *Data rates may still apply according to your service contract for your smartphone.


    Need something more for your business?

    We have a solution for you as well. We know that every business has unique needs. That's why we have these additional services to give you the freedom to let your business be as unique as you want it to be.

    Payware Mobile Solutions

    Turn your smart phone into a secure payment terminal. Simple and safe to access, use your smart phone to wirelessly swipe your customer’s card, capture a signature, transmit payment, and email a receipt. A point-of-sale terminal that fits right in your pocket. Could it get any easier?

    Electronic Check Services

    In addition to a comprehensive suite of check services, we offer the TeleCheck e-Deposit solution. Through e-Deposit, save time and reduce expenses by depositing customer checks electronically. Remote deposit all types of checks from the convenience of your office, minimizing deposit errors and improving cash flow.

    Gift Cards

    Drive traffic to your business and help increase your awareness by providing gift cards for purchase. With real-time transaction processing, convenient reporting, and simple set-up, your store-branded gift card program can help you take your business to the next level.

    Requirements

    Smartphone:

    Online Account: You will need the username and password that you use to access FAIRWINDS Online.

    Length of Membership: Must be a member for at least 30 days to use the app.

    Age Requirements: Must be 13 years or older to use this app.

     

    Terms and Conditions

    Deposit Limits: $2,000 per day and $5,000 per month. You will receive a message and will be unable to submit additional deposits once these limits are met.

    Item Limits: The app allows you to deposit one check at a time. However, there is no limit to the number of checks you can submit per day.

    Fund Availability: All check deposits made through this app will have a standard local hold placed on them. Learn more about our Funds Availability Policy.

    Cut off Time: Deposits can be made 24/7 and are posted to your account immediately unless a review of the item is required. You will receive notification when a review is needed prior to the deposit being completed.

    A review of an item is required when there is a discrepancy between the check image and the information that was processed (for example, if the amount entered differs from the amount on the check).

    The cut off time for items in need of review is 5:00pm EST (business days only).  Items received after this time will be reviewed the following business day.