Loans and Lines of Credit
A Banking Relationship That Puts Your Needs First
FAIRWINDS has the financial resources and tools you need to help grow your business. Our loans, mortgages, and lines of credit can help you purchase equipment, expand facilities, finance office space, and more.
Small Business Administration (SBA) Programs
Find the help you need to start your own business. FAIRWINDS is pleased to participate in the SBA 7(a) and 504 programs.
Perfect for long-term financing, term loans can help your business afford capital for bigger investments such as equipment purchases, consolidating existing debt, and acquisition of other long-term assets.
Lines of Credit
Revolving lines of credit can help you manage fluctuating cash flow, and are great for short-term credit needs like purchasing inventory, materials, or equipment, and financing accounts receivable.
Commercial Real Estate
Commercial Real Estate loans can be used to expand your business for building or buying new office space, manufacturing facilities, or a warehouse to store your inventory. Our Commercial Real Estate loans come in fixed or variable rates, and flexible terms.
Whether you're financing an owner-occupied building or an investment property, we have a solution for you.
- Competitive rates for purchases and refinance
- Ease your cash flow with customized repayment options
- Longer repayment terms with lower payments
- Eliminate rent payments
- Reduce current mortgage payments
- Restructure debt
- Local loan decisioning
- You don't have to pay intangible tax
For more information or to apply today, please contact us a FAIRWINDS Business Loan Officer to discuss your borrowing needs and customize financing for your business.
How Can You Make Your Capital Work for You?
Like extra perks for your business? Business Rewards Checking members enjoy added convenience and value with 500 free monthly transactions and an online platform designed specifically for your business needs.
Ideal for businesses with high transaction volumes, the Business Analysis account helps you save money by offering a valuable earnings credit to offset fees.
Free Business Checking offers exceptional value with no monthly service charge or minimum balance requirements.