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We're helping Central Florida small businesses grow and thrive together with the U.S. Small Business Administration. Get your business moving forward with the right SBA financing.

As the only credit union in Florida to have received Preferred Lender status within the Small Business Administration Program, we are dedicated to helping small businesses in our community get the help they need to get off to a great start.

To find out more about SBA programs, or to determine if SBA financing is right for you, please contact our Business Services team.

SBA 7(a) Loans

Fund your small business with our most popular and flexible business loan. A 7(a) loan offers longer terms and lower down payments, so you can get exactly what you need to grow your business without breaking your budget.

SBA 504 Loans

If you’re looking to secure your business’ future, an SBA 504 loan might be ideal for your venture. For businesses seeking long-term financing, SBA 504 loans are available for terms of up to 10 years on equipment and 20 years on real estate.

SBA Express Loans

The perfect solution to keep your business growing, leverage receivables and inventory, and purchase equipment, an SBA Express loan offers a streamlined application process and faster turnaround time.


SBA 7a Program SBA Express SBA 504 Program


Offers existing companies term loans and commercial mortgages on favorable lending terms and the ability to grow their business. Provides stream-lined application process on Lines of Credit and Term loans to help existing, expanding small businesses grow. Provides established businesses with affordable long-term, fixed-rate small business loans to help healthy, expanding small businesses acquire heavy equipment or real estate for its own use.

Perfect for

Small business looking for flexible terms on term loans to acquire equipment, real estate for its own use or grow their business. Small businesses needing working capital lines to leverage receivables or inventory, or to purchase machinery and equipment. Established businesses purchasing heavy machinery or equipment or real estate for its own use.

Credit Amount

$5 million
$1 million
$5 million

Interest Rates

7yr maturity prime + 2.25%

>7yr maturity prime + 2.75%
Up to
Prime + 4.50%

Loans <= $50k
Prime + 6.50%
Contact your Business Loan Officer
Standard SBA guaranty fees apply.


Up to 7 years for working capital, 10 years for equipment and up to 25 years for fixed assets. Up to 10 years on equipment and up to 20 years on real estate.

Documentation Required

Contact your local branch manager