Watch your excess capital grow with our Certificate of Deposit options.

These federally insured deposits will maximize your earnings and minimize your risk.  Business CDs are a great way to earn high yields on long-term funds, save for planned purchases and acquisitions, and improve equity positions.

Terms that fit your investment schedule—choose from terms from three months to five years.

Safe and secure deposits—all deposits are insured by the NCUA*.

Minimum to Open—$1,000

Monthly Service Fee—none

Withdrawal limitations—closing your CD or withdrawing funds early will result in a loss of earnings and/or penalties. See the schedule of fees for additional details.

Transaction Fees

*As a member you can have the peace of mind knowing that your money is federally insured by the National Credit Union Share Insurance Fund which is governed by the National Credit Union Administration (NCUA), a U.S. Government Agency. Deposits are federally insured up to $250,000 and IRAs are insured for up to $250,000. http://www.ncua.gov/Resources/ShareInsuranceToolkit.aspx

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Competitive Interest Rates

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Insured Up to $250,000 By the NCUA

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Unlimited Deposits

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Unlimited In-Person Withdrawals

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Online and ATM Access

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Use for Overdraft Protection

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Tiered Interest Rates

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Check-Writing Availability

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Penalties for Early Withdrawal

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Minimum to Open

$100 $5,000 $5,000 $1,000

How to Avoid Monthly Fee

$100 average monthly balance $5,000 average monthly balance $5,000 average monthly balance No fee

Minimum Balance Fee

$5 $10 $10 No fee

Minimum to Earn Interest

$1 $5,000 $10,000 $1,000

Other Fees

See Service Charge Schedule See Service Charge Schedule See Service Charge Schedule See Service Charge Schedule
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Savings
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Money Market
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Non-Profit Money Market
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Certificate of Deposit
Business
Certificate of Deposit:
Interest Rate APY
3 month 0.10% 0.10%
6 month 0.10% 0.10%
12 month 0.20% 0.20%
24 month 0.40% 0.40%
36 month 0.60% 0.60%
48 month 0.80% 0.80%
60 month 1.00% 1.01%

Minimum to Open—$1,000

Monthly Service Fee—none

Withdrawal limitations—closing your CD or withdrawing funds will result in a loss of earnings and/or penalties. See the schedule of fees for additional details.