Premium Business Money Market

Make your money work for you. Our Premium Business Money Market offers competitive rates combined with convenient flexibility. When you’re looking for great rates combined with easy access to deposits, a FAIRWINDS Premium Business Money Market account is right for you.

Premium Business Money Market accounts are available to established businesses and are excellent income building accounts.

  • Tiered Interest Rates—earn high returns for your capital. With our tiered interest rates, you’ll be rewarded for higher balances.
  • Unlimited Deposits and In-Person Withdrawals—make as many deposits and in–person withdrawals as you like—weekly, monthly or once in a while… whatever fits your budget, with no excessive deposit or withdrawal fees.
  • Easy access online and through any ATM—check your balances, transfer funds, and make withdrawals at any ATM or online, up to Reg-D limits.

Minimum to Open—$50,000

Monthly Service Fee—$15

Minimum Balance to avoid Fee—$50,000

*As a member you can have the peace of mind knowing that your money is federally insured by the National Credit Union Share Insurance Fund which is governed by the National Credit Union Administration (NCUA), a U.S. Government Agency. Deposits are federally insured up to $250,000 and IRAs are insured for up to $250,000.

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Competitive Interest Rates

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Insured Up to $250,000 By the NCUA

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Unlimited Deposits

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Unlimited In-Person Withdrawals

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Online and ATM Access

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Use for Overdraft Protection

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Tiered Interest Rates

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Minimum to Open

$5,000 $50,000

How to Avoid Monthly Fee

$5,000 average monthly balance $50,000 average monthly balance

Minimum Balance Fee

$10 $15

Minimum to Earn Interest

$5,000 $50,000

Other Fees

See Service Charge Schedule
Business
Money Market
Interest Rate APY
$.01 - $4,999 0.00% 0.00%
$5,000 - $9,999 0.00% 0.00%
$10,000 - $24,999 0.05% 0.05%
$25,000 - $49,999 0.10% 0.10%
$50,000 - $99,999 0.10% 0.10%
$100,000 + 0.10% 0.10%
Non-Profit Business
Money Market
Interest Rate APY
$.01 - $4,999 0.00% 0.00%
$5,000 - $9,999 0.05% 0.05%
$10,000 - $24,999 0.10% 0.10%
$25,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.15% 0.15%
$100,000 + 0.15% 0.15%
Premium Business
Money Market
Interest Rate APY
$.01 - $49,999 0.00% 0.00%
$50,000 - $249,999 0.10% 0.10%
$250,000 - $999,999 0.10% 0.10%
$1,000,000 - $2,499,999 0.15% 0.15%
$2,500,000 + 0.15% 0.15%