Mobile Check Deposit
A Banking Relationship That Puts Your Needs First
Deposit Checks: Wherever you are.
Driving to a branch to make a check deposit is now a thing of the past. With FAIRWINDS Mobile Check Deposit, you can deposit checks to your FAIRWINDS account from your iPhone or Android device by simply snapping a picture.
Endorse the check like you would normally do, with a dark ink pen.
Launch the app, log in, and photograph both sides of the check.
Fill in the deposit amount and send.
That's it. No driving, no lines, no worries.
It's simple, safe, and free* for FAIRWINDS members.
- Spend your lunch hour at lunch – not traveling to a branch or ATM.
- Available anytime, all the time.
- No additional equipment or accessories needed – just your phone.
- Immediately deposit checks directly into your FAIRWINDS account.
(Availability of deposits may vary according to our Funds Availability Policy).
*Data rates may still apply according to your service contract for your smartphone.
Got a business?
We have a solution for you as well. Click here to learn more about our Merchant Services Solutions, including Electronic Check Services, or complete the form below. A member of our team will review all of our Merchant Services solutions with you to find the one that best fits your business needs.
- For iPhones, download the app from the iTunes App Store.
- For Android phones, download from Google Play. Use key word FAIRWINDS.
Online Account: You will need the username and password that you use to access FAIRWINDS Online.
Length of Membership: Must be a member for at least 30 days to use the app.
Age Requirements: Must be 13 years or older to use this app.
Terms and Conditions
Deposit Limits: $2,000 per day and $5,000 per month. You will receive a message and will be unable to submit additional deposits once these limits are met.
Item Limits: The app allows you to deposit one check at a time. However, there is no limit to the number of checks you can submit per day.
Fund Availability: All check deposits made through this app will have a standard local hold placed on them. Learn more about our Funds Availability Policy.
Cut off Time: Deposits can be made 24/7 and are posted to your account immediately unless a review of the item is required. You will receive notification when a review is needed prior to the deposit being completed.
A review of an item is required when there is a discrepancy between the check image and the information that was processed (for example, if the amount entered differs from the amount on the check).
The cut off time for items in need of review is 5:00pm EST (business days only). Items received after this time will be reviewed the following business day.