NOTICE OF NON-DISCRIMINATION AND COMPLIANCE POLICIES
It is the FAIRWINDS Credit Union's policy not to discriminate against any applicant with respect to color, race, religion, national origin, sex, marital status, age, the receipt of public assistance, part-time income or exercising rights under any consumer protection act. It is the credit union’s intent to comply with all consumer credit protection statutes and regulations.
CERTIFICATION AND AGREEMENT
The information listed on the application and the information on the accompanying financial statements and schedule are provided for the purpose of obtaining credit for the Business identified above ("Business") or for the purpose of the undersigned, individually, guaranteeing credit for Business (Business and the undersigned, individually, herein together called "Applicants"). Applicants, jointly and severally, acknowledge that representations made in this Application and the statements and schedules provided herewith will be relied on by FAIRWINDS Credit Union ("Creditor") in its decision to grant such credit. The information provided in or with this Application is true and correct in every detail and accurately represents the financial condition of the Applicant(s) on the date given below. Creditor is authorized to make all inquiries it deems necessary to verify the accuracy of the information contained herein and to determine the creditworthiness of the Applicant(s). Applicant(s) will promptly notify creditors of any subsequent charges which would affect the accuracy of the said information. Creditor is further authorized to answer any questions about Creditor’s experience with Applicant(s). Applicant(s) are aware that any knowing or willful false statements regarding the value of the above property for the purpose of influencing the actions of this Creditor can be a violation of federal law 15 USC sec. 1014 and may result in criminal penalties. Each of the undersigned declares that he/she has read and understands the statements above.
Business requests that Creditor issue a Commercial Credit Card to be used in its business. Business agrees that, if it is approved for a credit card, use of the card shall constitute the conclusive acknowledgment and agreement of Business that it has received the Credit Card Agreement to be mailed to Business if this application is granted (the "Agreement") and Business is bound by the terms, conditions and disclosures of the Agreement.
Applicants acknowledge and agree that Business is authorized to do business in the State of Florida and the Board of Directors or other managing body of Business has in a properly noticed meeting approved this application to be signed by the undersigned on behalf of the Business.
Each of the undersigned, individually, agrees that he/she is deemed an Applicant for all purposes and personally guarantees and shall be personally responsible, jointly and severally, for the repayment of any and all obligations of the Business. Each of the undersigned in his/ her individual capacity, jointly and severally, agrees to make prompt payments to Creditor according to the terms of the Agreement.
As security for payment of all indebtedness of Business pursuant to the Agreement, Business and each of the undersigned, individually, grant to Creditor a security interest in all shares, deposits and accounts, whether business or personal, existing now or in the future, held by Creditor and which any of Business and the undersigned, individually, have an ownership interest . Applicants acknowledge that this security interest is a condition for the credit card account and the undersigned, on behalf of Business and individually, intend to grant such a security interest.