Skip to main content


COVID-19 Readiness: We are here to help. Review current updates and how you can stay connected. Click here for small business relief.
Updated: Wed, April 08, 2020 at 12:58pm EDT | Get the freedom to go further.

Thank you for choosing FAIRWINDS Credit Union!

You must be eligible for FAIRWINDS Credit Union membership to obtain an account or loan.

FAIRWINDS serves members throughout the country and the world. As someone who values financial stability and financial freedom, we welcome you to join us, wherever you are. You are eligible to join FAIRWINDS in the following ways:

  • You live, work, or operate a business in the following Florida counties: Brevard, Broward, Charlotte, Collier, Duval, Flagler, Hillsborough, Indian River, Lake, Lee, Manatee, Martin, Miami-Dade, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, St. Johns, St. Lucie, Sarasota, Seminole, and Volusia counties.
  • You are an immediate family member of a current FAIRWINDS member.
  • You are a University of Central Florida student, faculty member, staff member, or alumnus.
  • You become a contributor to the FAIRWINDS Foundation because you cannot join by another means. FAIRWINDS will make the contribution of $10 on your behalf.

To begin your new FAIRWINDS Business Loan, please take a few moments to complete the following information. The information you submit today will be included in an application packet especially designed for your business. We will contact you within two (2) business days to help you complete your application.

Not ready to make a business loan request just yet? Request a FAIRWINDS Business Relationship Manager contact you and answer your questions.

* Required field

Important Information Before You Open Your Account

Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to record your driver's license information or other identifying documents.

I consent to be contacted at the Home and/or Mobile number listed above regarding my FAIRWINDS appointment. I represent and agree that I am the wireless subscriber or customary user with respect to the mobile telephone number(s) provided and have the authority to give this consent.