Make the switch today!
Credit unions offer high levels of service and great value. According to Forrester Research, credit unions once again beat out the banks by ranking among the best at doing what is in the best interest of their members and not its own bottom line. It is also estimated by the Credit Union National Association (CUNA), that credit union members save an average of $400 per person annually through lower loan rates and fees.
So how do we do it? Credit unions are not-for-profit financial institutions that are owned by its members. Our sole purpose is to serve our members. As a not-for-profit, it doesn’t mean we don’t make money – it does means that excess earnings are returned to the member/owners, through lower loan rates and fees and better deposit rates, rather than to outside stockholders.
What’s the catch? There is none. Credit unions offer many of the same services as banks for both consumers and businesses. Plus, your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), similar to the Federal Deposit Insurance Corporation (FDIC).
Can you join? Probably! Members of a credit union share some kind of common bond, such as living in the same geographic area, working for a similar employer, or belonging to the same organization. Each credit union’s membership eligibility differs.
Who We Are
FAIRWINDS Credit Union is a cooperative financial institution that is owned and operated by its members. The core values and intent of the organization are to focus on the best interests of each individual member - thereby promoting a greater good for all. As the largest locally owned and operated financial institution in Central Florida with over 140,000 members and more than $1.5 billion in assets, FAIRWINDS strives to serve its members and the community in a manner which is responsible, fiscally sound and trustworthy.
Members financially secure and economically successful and responsible.
Improve members' financial well-being.