Who We Are

FAIRWINDS Credit Union is a cooperative financial institution that is owned and operated by its members. The core values and intent of the organization are to focus on the best interests of each individual member - thereby promoting a greater good for all. As the largest locally owned and operated financial institution in Central Florida with over 160,000 members and more than $1.7 billion in assets, FAIRWINDS strives to serve its members and the community in a manner which is responsible, fiscally sound and trustworthy.

How do you become a member of FAIRWINDS?

Membership with FAIRWINDS asks that you maintain an ownership share with the credit union. As long as you maintain this share you are a member of the credit union for life. An ownership share of $5 is established at account opening and is kept in a non-transactional account called Membership Share. Ownership of this share entitles you to use the services of the credit union and vote for the credit union’s volunteer board of directors.

Who Can Join

Anyone living or working and businesses located in Orange, Seminole, Volusia, Osceola, Polk, Brevard or Lake counties can open an account with FAIRWINDS. Accounts are also available to family of members who live outside the seven eligible counties.

Our Vision

Members financially secure and economically successful and responsible

Our Mission

Improve members' financial well-being

Our Values

Good Stewardship
Caring Environment
Honesty and Integrity
Cooperative Principles
Community Commitment
Exceptional Service and Value

Financial Highlights

Year Chartered


Asset Size


Membership Size


Net Worth Ratio


Number of Branches


Full-Time Employees


Part-Time Employees


Information as of: 1/31/2015