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4 Reasons to Buy a Home Instead of Renting

4 Reasons to Buy a Home Instead of Renting

Buying a Home

The financial benefits of buying a home compared with renting have yoyoed over the years, especially of late. If you're sitting on the fence, here are…

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When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

When to Refinance From an Adjustable-Rate to a Fixed-Rate Mortgage

Refinancing

Unlike diamonds, mortgages are not forever. The ultimate goal is to pay them off and own your home free of encumbrances. But there are many good reasons…

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When to Refinance a Mortgage

When to Refinance a Mortgage

Refinancing

Contrary to what you may think, signing up for a mortgage loan doesn't mean you're trapped in that rate or term. Knowing when to refinance, for instance…

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What to Know About Home Equity Loans

What to Know About Home Equity Loans

Home Equity

If you're a homeowner, you have a powerful tool in your financial arsenal: the home equity loan.

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What Costs to Expect When Selling Your Home

What Costs to Expect When Selling Your Home

Home Equity

Just as with buying a home, selling also comes with its share of dues. You need to prepare your home for prospective buyers as well as pay part of the…

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What's a Good Use for a HELOC?

What's a Good Use for a HELOC?

Home Equity

When you take out a second mortgage, a name for a home equity line of credit, you're offering your house as collateral to secure another loan. The upside:…

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10 Tips to Get a Home Ready for Sale

10 Tips to Get a Home Ready for Sale

Home Equity

Preparing to sell your home can be difficult. You have to create enough ambiance so that buyers can envision themselves living there but make sure it's…

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How to Get the Lowest Mortgage Refinance Rate

How to Get the Lowest Mortgage Refinance Rate

Mortgage

Most people refinance a home to save money, at least in the long run. If you're contemplating making that move, it's a good idea to verify first that it's…

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Is Fall the Best Time to Buy a House?

Is Fall the Best Time to Buy a House?

Buying a Home

Sometimes it's smarter to buy certain items according to the season, like sweaters near the end of winter and swimsuits in late summer. But what's the…

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How to Tell You're Ready to Buy a House

How to Tell You're Ready to Buy a House

Buying a Home

Making the decision to become a homeowner is emotionally and financially complex. Here are some key things to ask yourself if you're considering whether…

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How a Real Estate Agent Can Help You Land a Home

How a Real Estate Agent Can Help You Land a Home

Buying a Home

Owning a home can be an excellent source of financial stability and security. Plus, you don't have to deal with those noisy upstairs neighbors anymore.

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4 Things to Do Before Buying a Home

4 Things to Do Before Buying a Home

Buying a Home

As exciting as it is to buy a home, the lead-up can be a dizzying experience, especially for first-time buyers. But don't fret. Breaking down the process…

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How Getting Preapproved for a Mortgage Differs from Being Prequalified

How Getting Preapproved for a Mortgage Differs from Being Prequalified

Buying a Home

You've probably heard this one: A home is the biggest — and most important — purchase of your life. Although that bit of conventional wisdom may be enough…

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The Benefits of a Mortgage Preapproval — and How to Get One

The Benefits of a Mortgage Preapproval — and How to Get One

Buying a Home

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won't pay for your new house in cash. Like millions…

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