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Duplicate of The Backup Checking Account

Duplicate of The Backup Checking Account

Banking

A backup checking account is a personal security measure worth considering.

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Finding the Right Checking Account for You

Finding the Right Checking Account for You

Banking

Checking accounts are rarely alike. Make the wrong decision, and choose a checking account that doesn't mesh with your spending habits, and you could end…

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Don’t Let Christmas Bust Your Budget

Don’t Let Christmas Bust Your Budget

Budgeting

Rather than going into credit card debt this year, make a plan and stick to it, so you stay within your budget and avoid the stress that comes with debt.

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Extended Warranties & Service Contracts

Extended Warranties & Service Contracts

Spending

Should you shell out extra dollars on extended warranties and service contracts? You might be surprised at how often your answer should be "no."

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Making a Major Purchase

Making a Major Purchase

Spending

Major purchases are a hassle because they cost so much. They can put a crimp on your household budget. However, if you are smart, you do not have to let…

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Tracking what You Spend

Tracking what You Spend

Spending

Tracking is an important step toward getting your spending under control. You cannot curb your overspending if you do not first know where your dollars…

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The Pros and Cons of Retail Credit

The Pros and Cons of Retail Credit

Spending

Retail credit cards rarely offer the best terms. There are some benefits to using these cards, just not many.

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Purchasing a Vehicle

Purchasing a Vehicle

Spending

It is terribly easy to overspend on a new car. A new car might be useful. It might even be necessary. However, it is never a good investment. That is because…

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The True Cost of Buying on Credit

The True Cost of Buying on Credit

Spending

Buying with credit can cause you serious financial pain. Simply put, paying for items with your credit cards is one of the costliest ways to make purchases.

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How Overspending Can Derail a Budget

How Overspending Can Derail a Budget

Spending

Overspending on discretionary buys scuttles more than a few household budgets. Also, that overspending can add up to significant debts or lost opportunities…

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Comparing Products Online

Comparing Products Online

Spending

You can avoid overspending by shopping around before you make an online purchase. There are several price comparison sites on the Web that can help you…

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Buying or Leasing a Vehicle

Buying or Leasing a Vehicle

Spending

Buying a vehicle or leasing it, are both ways to finance the cost of the car. Each has its pros and cons, and the best choice for you depends on your situation.

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Building a Rainy Day Savings Fund

Building a Rainy Day Savings Fund

Saving

If you have one, you will not need to go into debt to handle the monetary emergencies that so frequently pop up.

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Preparing Holiday Meals on a Budget

Preparing Holiday Meals on a Budget

Saving

Start by setting a budget of the amount you can afford to spend, and then turn to some creative ideas to stretch your budget and end up with a delicious…

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How Christmas Clubs Get You Ready for Christmas

How Christmas Clubs Get You Ready for Christmas

Saving

Instead of going into debt next year, consider opening a Christmas Club account to help you reach your savings goals.

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Budgeting a Savings Plan

Budgeting a Savings Plan

Saving

Saving money is not as difficult as you might think. You can save, at least a little, even if you feel that you have few dollars to spare.

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Use Direct Deposit to Build Savings

Use Direct Deposit to Build Savings

Saving

Automating your savings might be the key to making sure that you save enough dollars for a rainy day fund.

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Little Cuts to Save You Money

Little Cuts to Save You Money

Saving

You might be able to shave hundreds of dollars from your monthly expenses by making simple changes to your spending habits. After you make these little…

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Keep Your Winter Energy Bills Under Control

Keep Your Winter Energy Bills Under Control

Saving

Keeping your home comfortable can come at a high cost. Thankfully, there are several strategies you can use to reduce the amount of energy you use and…

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Laddering Strategies for CDs

Laddering Strategies for CDs

Saving

What if you want the higher interest rates associated with CDs, but you also want easier access to your cash? You can achieve this with an investment strategy…

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The Wonders of Compounded Interest

The Wonders of Compounded Interest

Saving

You might not realize how powerful compounding is and how much more quickly your savings can grow thanks to the financial miracle that is compound interest.

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Cutting the Cable and Saving Money

Cutting the Cable and Saving Money

Saving

Cable TV is far from inexpensive. According to figures released by the FCC in May 2014, the average U.S. household paid $63.03 a month for expanded basic…

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Popular Budgeting Methods

Popular Budgeting Methods

Budgeting

Creating a budget does not have to be difficult. In fact, there are three simple ways to create an accurate budget for your household. Just pick the method…

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Starting a Budget

Starting a Budget

Budgeting

Creating a workable household budget -- one that gives you the tools to make sure that you are not spending yourself into debt each month -- is less complicated…

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Why Budgets Fail

Why Budgets Fail

Budgeting

You simply have to identify the most common reasons why budgets fail, find these common mistakes in your household budget and then correct them.

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Using a Debit Card

Using a Debit Card

Banking

In essence, debit cards are like plastic checks, except you will not have to take the time to write a check while you are paying for your groceries, gas,…

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Savings vs. Money Market Accounts

Savings vs. Money Market Accounts

Banking

Despite the different names, there is little difference between money market and savings accounts.

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The Benefits of Online Banking

The Benefits of Online Banking

Banking

Online banking is the most convenient way to monitor your bank accounts, transfer money from one account to another and pay your bills.

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Balancing a Checking Account

Balancing a Checking Account

Banking

Balancing your checkbook is not as bad a task as it seems. In fact, with some basic bookkeeping abilities, you can quickly and accurately balance your…

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Introduction to Online Billpay

Introduction to Online Billpay

Banking

Online bill paying is convenient and environmentally friendly. It can also save consumers money.

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Putting Money in a Certificate of Deposit (CD) Account

Putting Money in a Certificate of Deposit (CD) Account

Banking

Looking for a safe place to invest your dollars, an investment vehicle with a guaranteed rate of return? A certificate of deposit -- usually known as a…

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