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FAIRWINDS Credit Union
Checking options to fit your needs.

Whether you are looking for the basics in a checking account or one with all the extras, FAIRWINDS has the right checking account for your lifestyle.

24/7 Checking Account Access

Interest Checking

Put your money to work for you with an Interest Checking account. Not only will you earn interest on your checking balance, you'll also qualify for the Premium Money Market account providing even greater return.

Simply Smarter Checking

This checking account provides rewards, value and convenience all in one account. It's the smarter choice for a checking account! 50 pack of FREE starter checks and waived FAIRWINDS foreign ATM fees are just the start.

FAIR Checking

Looking for just the basics when it comes to your checking account? FAIR Checking is the account for you. It offers great value with all the "on the go" tools you need to access your checking account 24/7 from anywhere.

UCF Student Checking

The UCF Student Checking Account offers value and convenience with no strings attached. Well maybe just one - you have to be an active UCF student with a current UCF Student ID.

VISA Debit Cards

And no matter which checking account you choose...

each one comes with free online banking and bill payer, mobile browser, mobile apps, e-Alerts and VISA® Debit Card.

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Interest Checking Open Now Simply Smarter Checking Open Now FAIR Checking Open Now UCF Student Checking Open Now

Free Visa® Debit Card

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Free Online Banking

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Free Online Bill Payer

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Free e-Statements

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Free FAIRWINDS and Presto! ATM Transactions

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Free Notary Services

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Premium Overdraft Protection

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Free out of network ATMs*

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Free Money Orders and Cashiers Checks

* * Free Money Orders

Free Basic Checks or $10 Off Designer Checks

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per year
One pack of 50 starter checks for free

Free Overdraft Transfers

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Tiered Interest Rates

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Relationship Rewards Points (for every dollar of checking interest earned)

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Qualifies for Premium Interest Money Market Account

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Opening Requirement

$25 $25 $25 $25

Monthly Service Fee Information

No fee with one of the following:

$25,000 average combined deposit and/or loan balance

OR

$10,000 average combined deposit balance in savings and checking

Otherwise $25
No fee with one of the following:

$7,500 average combined deposit and/or loan balance

OR

$1,000 average combined deposit balance in savings and checking

Otherwise $10
No fee with one of the following:

15 debit purchase transactions

OR

Average monthly balance of $500

OR

Total monthly Direct Deposit(s) of $100 or more

OR

Age 25 and under or age 60 and over

Otherwise $7.50
No fee for active UCF students with a current UCF Student ID.
More Info
Interest Checking
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Simply Smarter Checking
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FAIR Checking
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UCF Student Checking

*ATM owner may charge a fee.