FAIR Checking

FAIRWINDS FAIR Checking offers value and convenience. A simple solution which includes full access to your money.

  • Free Debit Card
    The FAIR Checking Account comes with the purchasing power of a VISA® debit card. Choose from any one of our many designs.
  • Free ATM Withdrawals
    Access your checking account 24/7 for free at all FAIRWINDS and Publix Presto! ATMs.
  • Free Mobile Banking
    Your FAIR Checking Account is right at your fingertips with our mobile browser, Android and iPhone apps.
  • Free e-Alerts
    Receive up-to-date notices on your checking account balance from your email or text message. Standard messaging and data rates may apply.
  • Free Online Banking with Bill Pay
    FAIR Checking comes with free unlimited check writing but why write checks when you can use online bill payer at no additional charge.

Minimum to Open FAIR Checking — $25

FAIR Checking Monthly Service Fee — $7.50, waived with a total monthly Direct Deposit(s) of $100 or more, $500 minimum average balance, 15 monthly debit purchase transactions, or 25 years and younger or 60 years and older.

Options and Upgrades

Upgrade to Clear

Upgrade to Clear

Clear offers all of the checking features that you’re used to such as free ATMs, electronic banking, and direct deposit plus you can customize the account to fit your lifestyle.

Online Banking

Online Banking

We’re always open. Manage your money 24 hours a day with online banking.

Debit Card

FAIRWINDS debit cards are the fast, convenient and secure way to access your checking account.


Savings Accounts

Whether you're just starting to save or are looking for a safe place to keep your retirement dollars, we have options to fit your needs.

Overdraft Protection

Overdraft Protection

Eliminate worries by using your savings, money market or personal line of credit for overdraft protection.

Terms and Conditions

Minimum to Open — $25

Monthly Service Fee — $7.50, waived with 15 debit purchase transactions, or average monthly balance of $500, or a total monthly Direct Deposit(s) of $100 or more, or age 25 years and under or 60 years and over.

Foreign ATM Fee — $2 for each non-FAIRWINDS or Presto! ATM transaction

Overdraft Transfer Fee — $10 overdraft fee per daily occurrence

Insufficient Funds (NSF) — ACH, ATM, check, debit card—$35 each

Uncollected Funds Fee — $35 each

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.