Mobile & Online Banking

Manage your money anywhere, anyplace, anytime.

Whether you prefer your tablet, smartphone, or home computer, wherever you are we have the money management tools you need.

Enhanced Mobile Banking App

Secure Online Chat support

More convenient Bill Payer

Improved Mobile and Online Banking

What members are saying about FAIRWINDS Online...

Support Tools


First-Time User
Never used FAIRWINDS Online before, simply log in using your Member Number as your Username and the last six digits of your Social Security Number as your Password.

First-Time User Since Our Upgrade
If you've been a FAIRWINDS Online user but haven't used the New FAIRWINDS Online, simply log in using your existing Username and Password and we'll walk you through the rest.


Forgot your Username or Password
This feature only applies to members who have already logged into the new FAIRWINDS Online and created a new Password.

If you haven't logged into the new FAIRWINDS Online, use your Member Number as your Username and the last six digits of your Social Security Number as your Password.

Continue to Forgot Password Tool


What browser should I use?
Make sure you are using one of the latest versions from one of the following:

Microsoft Internet Explorer
Google Chrome
Mozilla Firefox
Apple Safari


Online Support
Once you're logged in to your account, use our Secure Chat tool to speak directly to a FAIRWINDS Member Service Representative during regular business hours.

Select Support on the top of FAIRWINDS Online and then select Secure Chat.

FAIRWINDS Online

FAIRWINDS Online brings you the tools you need to manage your money quickly and easily. In just a few click - or less - you can take charge of key financial tasks, including:

  • Check your account balances
  • Enjoy enhanced security using your mobile and/or landline phones to verify your identity
  • View account history
  • Transfer between accounts
  • Pay bills and people
  • And more

First-Time User
Never used FAIRWINDS Online before, simply log in using your Member Number and the last six digits of your Social Security Number.

First-Time User Since Our Upgrade
If you've been a FAIRWINDS Online user but haven't used the New FAIRWINDS Online, simply log in using your Username and Password and we'll walk you through the rest.

demo video

Bill Payer

Bill payer is the faster, more convenient way to pay your bills on time, every time, wherever you are. Save time and money with no more stamps, trips to the post office, or late fees.

First-Time User Since Our Upgrade
All existing billers and scheduled payments have been automatically moved over to our new Bill Pay solution.

There are some big changes with our new Bill Pay solution, click here to learn more.

With bill payer, you can:

  • Pay virtually anyone, anywhere, including friends, relatives, and merchants.
  • Receive your paper bills through eBill instead of having them sent to your home mailbox.
  • Manage your bills from one central location.
  • Schedule recurring payments to avoid late fees and forgotten bills.
  • Categorize your payments and keep a payment history.
  • Make multiple payments all at once from any of your FAIRWINDS checking accounts.

How FAIRWINDS Bill Pay Works

  • You schedule the payment.
  • The payment is sent to the biller.
  • The biller is paid on the scheduled Pay Date.

The money is deducted from your FAIRWINDS checking account upon receipt of your payment by the biller.

Log in to your account to get started today!

Electronic Statements

Which would you rather: another envelope that ends up in the mail pile or safely accessing your account statements online instead? Sign up for e-Statements and we'll send you an email when your statement is ready, helping you clear the clutter.

Why else make the switch to paperless banking? It's...

Secure – Log into our secure online banking center to view your current statements, past statements, and even check images.

Convenient – You can access up to up to three years worth of statements from our secure server 24/7.

Fast – There's a reason it's called "snail mail. Get your statements on demand instead.

Enrolling in e-Statements is easy
Simply log in to your account and select eStatements from the Additional Services menu.

Account-To-Account (A2A) Transfers

Transfer money between the accounts you have with FAIRWINDS and accounts you have at other financial institutions.

With FAIRWINDS Account-to-Account (A2A) transfers, you can pull money in to your FAIRWINDS account from another financial or push money from your FAIRWINDS account to another financial.

Best of all, it's FREE for standard delivery!

Here's how it works:

» Register the account(s) you have at other financial institutions within FAIRWINDS Online.
» Once registered, select the account you want to transfer from/to and enter the amount to transfer.
» You can Push or Pull your money to and from your accounts here at FAIRWINDS and those you have elsewhere.

Point. Click. Move money.
It's fast, easy and secure.

It's simple to get started:

1. Log in to FAIRWINDS Online
2. Go to the "Move Money" tab
3. Click "External Transfers" and then "Transfer Between My Accounts"

Pay Other People (POP) Money

FAIRWINDS Online now features Popmoney® personal payment service. You can send money directly to just about anyone using a cellphone number or email address.

Popmoney® has the added convenience of being right inside FAIRWINDS Online.

Best of all, it's FREE for standard delivery!

Here's how it works:

» You enter the recipient's name, cellphone number and/or email address, and the dollar amount.
» A text or email automatically notifies the recipient.
» The recipient securely enters their bank's account information to deposit the money into.

That's it - then the money is deposited directly into the account that the recipient chooses.

It's secure, simple and so appreciated.

It's simple to get started:

1. Log in to FAIRWINDS Online
2. Go to the "Move Money" tab
3. Click "External Transfers" and then "Pay Other People"

Known Issue:
Members who are using a MetroPCS cellular device are currently experiencing an issue with receiving e-Alerts.

Unfortunately, the issue is with the MetroPCS network and out of our direct control.

e-Alerts

Receive up-to-date notices from your email or text messages* to help you stay on top of your finances at all times. With a full suite of account alerts to choose from, you'll know right away...

  • When specific transactions clear your account or when items post, like your payroll.

  • When your balance changes.

  • When your CDs are ready to mature.

  • When changes are made to your account, including password resets.

  • And much more!

First-Time User Since Our Upgrade
All existing e-Alerts you have established will be automatically converted to our New FAIRWINDS Mobile and Online solution.

Set up your e-Alerts now
Simply log in to your account and select eAlerts from the Additional Services menu.

Set-up only takes minutes with easy-to-use directions.

* Standard messaging and data rates may apply.

Finance Works - Powered by Quicken

Now part of
FAIRWINDS Online

Do you REALLY know how much you spend on gas, groceries, shopping, and eating out each month?

Get your complete financial picture from FAIRWINDS

Finance Works - Powered by Quicken

FinanceWorks automatically categorizes your expenses allowing you to get a more complete picture of your spending—in just minutes! With an easy-to-read snapshot of your finances, you can see where your money is going and identify places to save.

Add detail to your transactions for better tracking

Edit the payee, add notes, and categorize to your transaction for better tracking.

Buy a few things? No problem. Split your transaction into multiple categories for more accurate reporting.

Budgeting tools

Set your target limits for each spending category and even set up alerts to notify you when you’re close to or have passed your goal.

When you can see where your money is going, you can make better financial decisions.

External accounts

All of your accounts, even those not here at FAIRWINDS, can be seen right within FAIRWINDS Online.

No more logging in to multiple sites and remembering all of those passwords.

NO sign-up, NO Fees, NO Hassle.

Just log-in to FAIRWINDS Online,
and that's it!


See where your money is Going

With detailed categories, easy-to-read reports, goal-setting, and much more, tracking your spending has never been easier.

Finance Works - Powered by Quicken


YES you can control your spending

Purchase Rewards

Get automatic cash back for making purchases at your favorite shopping locations!

to activate exclusive cash back offers at the places you like to shop.

online or in stores to redeem your offers by paying with your FAIRWINDS debit card.

cash back – deposited right into your FAIRWINDS checking account at the end of next month.

Log in to FAIRWINDS Online and let the savings begin!

Not seeing any offers?
Purchase Rewards uses your FAIRWINDS debit card purchase history to present you offers. If you are new to FAIRWINDS or don't use your FAIRWINDS debit card on a regular basis, it may take longer before you start receiving offers.

Supported Devices for FAIRWINDS Mobile

The following devices function as designed with the new FAIRWINDS Mobile apps.

iOS Phones
Device Name
iPhone 4
iPhone 4S
iPhone 5
iTouch
6.1.0
5.1.1
6.0.0 - 6.1
6.0+