Apply Online! Get a Quote
Mortgage TypeInterest RateAPR
Mortgage TypeInterest RateAPR

Mortgage Loans To Fit Your Life

Wherever you are in life, you can find your home loan solution at FAIRWINDS. Choose from a variety of fixed or variable rate mortgages, home equity, and refinance products with rates and terms to fit your budget.

Home Purchase

  • No application fee
  • As little as 3% down on conventional mortgages
  • Quick pre-qualification
  • No intangible tax
    (Saves you $.20 on every $100 borrowed)
  • No closing cost options on shorter term mortgages**
  • All our mortgages are serviced locally
  • No pre-payment penalties

Refinance Your Existing Home

With a low fixed rate mortgage at FAIRWINDS, refinancing your home can save you thousands in interest and help you payoff your mortgage quicker.

  • No application fee
  • No closing cost options on shorter term mortgages
  • No intangible tax
    (Saves you $.20 on every $100 borrowed)
  • Quick pre-qualification
  • All our mortgages are serviced locally
  • No pre-payment penalties

Special Mortgage Programs

Freedom Mortgage
Whether you're purchasing your first home or moving to a new house, enjoy the freedom of this no closing cost mortgage.

Retire Your Mortgage
Whenever you do decide to make your move toward retirement, be sure you retire your mortgage too. Don't retire with a mortgage.

Home Affordable Refinance Program (HARP)
FAIRWINDS is able to assist you with your Fannie Mae mortgage refinance under the HARP program.

* Rates may vary. Please click on the rate to obtain the factors affecting the interest rate shown. Your actual rate will depend on various factors including, but not limited to, loan type, credit profile, property type, appraised value, occupancy, subordinate financing and loan size.

** All normal closing costs are paid by FAIRWINDS. This includes the origination charge, appraisal, title insurance, settlement and search fees, recording fees, and documentary stamps. This does not include the prepaid escrow, first year’s homeowners insurance, property taxes, interim interest, or discount point.