Mortgage TypeInterest RateAPR
Mortgage TypeInterest RateAPR

Additional Rates and Closing costs

Rates are updated daily. Rate lock cutoff time is 4:00 PM EST. Any lock requests received after 4:00 PM will be subject to tomorrow’s posted rates. Interest rate quotes are based on a credit score of 740 and a maximum loan-to-value of 60% with 1 point rate discount fee. Rates are subject to change without notice.

*Rates may vary. Please click on the rate above to obtain the factors affecting the interest rate shown. Your actual rate will depend on various factors including, but not limited to, loan type, credit profile, property type, appraised value, occupancy, subordinate financing and loan size.

Current Mortgage Rates

Personalized mortgage rates are just a click away. Our online mortgage quotes not only include the rate, it also gives you the estimated closing fees, payment and terms.

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Home Equity
Fixed Rate
Home Equity
Fixed Rate Line of Credit †
Home Equity
Variable Line of Credit †
Home Equity
Only Line of Credit †
Annual Percentage Rate (APR)
Regular Rate

4.18% - 16.96%

With 2,500 Relationship

3.93% - 16.71%

With 5,000 Relationship

3.68% - 16.46%
5.50% - 12.00% Prime + 0%
Rate Fixed Your APR will vary with the market based on the prime rate. **
Payment Options Principal and Interest 1% of outstanding balance Accrued interest
Draw Period Not Available 2 years 15 years
Maximum Financing Up to 90% of home's value excluding existing mortgages Up to 80% of home's value excluding existing mortgages

Rates are subject to change without notice without notice.
* APR = Annual Percentage Rate
** The maximum APR is 18.00% or the maximum rate permitted by applicable law, whichever is less.

† In order to open the loan plan, you must pay a flood zone determination fee of $20 to the Credit Union and certain fees to third parties which generally total between $300 and $3,800. You may request more specific cost information about third-party fees from the Credit Union. Property insurance on the property that secures the plan is required to open the plan.