Protect yourself from the unexpected.

FAIRWINDS offers these added services through reputable partners in the industry.

  • Mechanical Repair Coverage (MRC)
  • Guaranteed Asset Protection (GAP)
  • Accidental Death and Dismemberment
  • Credit Life and Credit Disability Insurance
  • Term Life Insurance — Provide financial security for your loved ones.

Guaranteed Asset Protection

Protect yourself from unexpected costs with GAP insurance.

With Guaranteed Asset Protection (GAP), you are covered if your vehicle is damaged beyond repair (totaled) or stolen and never recovered.  Most insurance policies cover what your vehicle is worth (market value), not what you owe on the vehicle. If your loan balance is higher than the value of your vehicle, you could have significant out-of pocket expenses.

GAP covers the loan balance that your primary insurance carrier did not cover and will even pay up to $1,000 of your insurance deductible. Eligible vehicles include motor vehicles, power sports, RVs and personal watercrafts.

GAP insurance costs only $495 for a refundable policy* and $395 for a non-refundable policy. All policies are eligible for a full refund within the first 90 days. Your loan officer can add GAP into your loan amount at closing and coverage begins right away.

To learn more, stop by your nearest branch or call 407.277.5045.

*Policies are pro-rated based on length of service.

Mechanical Repair Coverage

Avoid expensive repairs with Mechanical Repair Coverage (MRC).

If you have recently purchased or are thinking about a new vehicle, make sure you consider MRC. Most repairs occur after your manufacturer’s warranty has expired, leaving you with expensive repair bills. MRC picks up where that coverage ends and pays for the cost of parts and labor for any covered vehicle mechanical repair.

MRC offers:

  • Rental reimbursement.
  • 24-hour, toll-free roadside assistance and towing.
  • Repairs at any authorized repair facility in the U.S. or Canada.
  • Emergency travel expenses.

MRC can help you to avoid unexpected and costly repairs with three different levels of protection for new and pre-owned vehicles.  You select the coverage and the time or mileage that’s best suited for your driving habits and intended length of ownership.  Coverage begins the day you purchase the service contract. A few dollars a month in premium can protect you from expenses that could total hundreds or even thousands of dollars.

To learn more, stop by your nearest branch or call 407.277.5045.

Accidental Death and Dismemberment

Protection you can count on.

Planning a sound financial future includes insuring your assets, your money, and yourself.  With Accidental Death and Dismemberment (AD&D) Insurance, we can provide you with protection when you need it the most.

The AD&D Insurance plan offers you full 24-hour coverage for accidents anywhere in the world, including at work and at home.

Apply Today

Credit Life and Credit Disability

Credit Life and Credit Disability insurance is a convenient and affordable way to keep your loan repayment commitments in the event of death or disability.  In the event of your death, Credit Life insurance pays the balance of your loan. Credit Disability insurance makes your loan payments (up to the policy maximum) if you were to become disabled by a covered sickness or accident.

With this coverage, you’ll have the peace of mind knowing you can:

  • Reduce your financial burden.
  • Protect your income, your collateral, and your credit rating.
  • Provide coverage at home and at work.

To learn more, stop by your nearest branch or call 407.277.5045.

Term Life Insurance

Protect your family in the event they were to lose you. Term life insurance will give you the peace of mind knowing that;

  • Your children will be properly cared for.

  • Your family will have money in hand to keep up with the mortgage or rent.

  • Final medical bills, funeral costs and other end-of-life expenses will be covered.

We Want You to Smile

Now offering Dental Benefits for less than $10 per month!

  • Save 15% - 50% on everything from cleanings and crowns to braces and dentures

  • Choose from over 81,000 providers available to you nationwide

  • Aetna Dental Access® Network

  • Plus, great savings on prescriptions, vision, chiropractic and much more

  • 60-day, no risk money back guarantee

To learn more, call 888-407-7587 or visit their website.