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Get cash rewards with every purchase.

Need to stock the pantry? Gas tank on empty? Now you can earn cash rewards on every purchase. Running your errands has never been so rewarding!

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Cash Rewards Visa® Credit Card

APR ranging from 11.49% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.

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  • 1.00% cash rewards on the first $10,000 in purchases annually
  • 1.25% cash rewards on all additional purchases annually
  • 2.00% cash rewards on gas and groceries
  • 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 11.49% - 18.00% based on your creditworthiness
  • No annual fee
  • Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
  • Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
  • Personalize your card with your own custom image for $15

See Card Agreement and Disclosures and Pricing and Terms for details.

Average Member Rating 4.7

Read all 444 reviews

Not only do you get a great rate, but you'll continue to receive cash back on your purchases. See how much you can earn.

Cash Rewards Credit Card

Earn UNLIMITED cash rewards with every purchase!

On average, I spend:


*1.00% cash rewards on the first $10,000 in purchases annually and 1.25% on all additional purchases annually.

Projected annual cash rewards:

This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.

Additional FAIRWINDS Cash Rewards Visa Card features include...

FAIRWINDS Member Reviews

Cash Rewards Visa® Credit Card is rated 4.7 out of 5 by 442.
Rated 5 out of 5 by from Super Savings I recently applied and received Fairwimds credit card. I'm thinking of paying off my other credit cards and only using this one
Date published: 2018-03-19
Rated 3 out of 5 by from Card good, payment process -NO I love Fairwinds CC. Opening the account in the branch was easy and a great experience. However, I have had two issues with the card. One on the app once I made a first payment it has not gone through as paid...that was two week ago, as it's still pending. Second, Payment is due on a date, and I made payment 3 or 4 days prior and it's still showing my due date is now. With other cards you can make payment and it will show next payment due next month. Etc. Card good, easy, yet the payment process not that great, and I have to called in twice to have this fixed.
Date published: 2018-03-16
Rated 5 out of 5 by from Great Customer Service My experience at FAIRWINDS branch was great. The representative was friendly, fast and patience regarding my needs..
Date published: 2018-03-14
Rated 5 out of 5 by from great customer service I changed all my accounts and am happy with the service since
Date published: 2018-03-03
Rated 5 out of 5 by from Amazing! I love the benefits from using Fairwinds Credit Card, the rewards are awesome.
Date published: 2018-02-24
Rated 5 out of 5 by from Excited to use my new card I'm excited to be using my new fairwinds credit card provided by fairwinds. With the low interest and great customer services I've always received from fairwinds i'm looking forward to making purchases and establishing credit with my new card. I always go to the branch in Deland and they always provide great service and work with me and my needs.
Date published: 2018-02-21
Rated 3 out of 5 by from Okay Somewhat disappointed. Being new to credit cards, I’m disapponted in the fact that I was sent the card but no information with it. Have not had that with other companies.
Date published: 2018-02-20
Rated 5 out of 5 by from Giving their All to their Cust. We just purchased a 2017 Starling Chevrolet Truck and one of your Employees went above and beyond to get it financed with Fairwinds for a lower interest rate than the Dealership and $300 cash in our pockets. To say the least we were very happy with your professional services but also your sincere kindness. Thank you Fairwinds!
Date published: 2018-02-19
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