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Get cash rewards with every purchase.

Need to stock the pantry? Gas tank on empty? Now you can earn cash rewards on every purchase. Running your errands has never been so rewarding!

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Cash Rewards Visa® Credit Card

APR ranging from 11.74% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.

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  • 1.00% cash rewards on the first $10,000 in purchases annually
  • 1.25% cash rewards on all additional purchases annually
  • 2.00% cash rewards on gas and groceries
  • 0.00% introductory rate on purchases and balance transfers for the first 12 months after account opening. After that, enjoy a low variable APR ranging from 11.74% - 18.00% based on your creditworthiness
  • No annual fee
  • Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
  • Receive your cash rewards on-demand, when you want them, through a statement credit or a direct deposit to a FAIRWINDS account of your choice.
  • Personalize your card with your own custom image for $15

See Card Agreement and Disclosures and Pricing and Terms for details.

Average Member Rating 4.7

Read all 470 reviews

Not only do you get a great rate, but you'll continue to receive cash back on your purchases. See how much you can earn.

Cash Rewards Credit Card

Earn UNLIMITED cash rewards with every purchase!

On average, I spend:


*1.00% cash rewards on the first $10,000 in purchases annually and 1.25% on all additional purchases annually.

Projected annual cash rewards:

This calculator is for illustrative purposes only and is not a guarantee of credit. This service shall not infer that FAIRWINDS assumes any fiduciary duties. In addition, such service should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Use of service is provided without warranty of any kind, either express, implied or statutory, including its accuracy.

Additional FAIRWINDS Cash Rewards Visa Card features include...

FAIRWINDS Member Reviews

Cash Rewards Visa® Credit Card is rated 4.7 out of 5 by 470.
Rated 5 out of 5 by from It’s great!! I became a FAIRWINDS Remember in October and I loved it I did it because my sister recommended it after being there for five months I apply for the cash reward and ever since I love it is been great great service that’s my bank!!
Date published: 2018-06-09
Rated 5 out of 5 by from Great rate! The interest rate by far beat the competition that I had. I have since close those other cards and now have Fairwinds in my pocket.
Date published: 2018-06-04
Rated 5 out of 5 by from Great card! My Fairwinds Cash Rewards Visa credit card is a great card to have. I use it for everything and it’s so nice to receive cash rewards each time I do.
Date published: 2018-06-03
Rated 5 out of 5 by from Excellent Card! So glad I'm on my way to get a house by opening up a credit card!
Date published: 2018-06-01
Rated 5 out of 5 by from Ms. Evie is Awesome! Ms. Evie - Longwood Branch Loan Officer has always Take Great Care of Me!! Thank You!! She has helped me for many years and I finally am able to borrow again with unsecured credit! I am pleased with Evie's service!!
Date published: 2018-05-28
Rated 1 out of 5 by from Customer service needs improveme Poor customer service ranging from long wait time on telephone to service reps inability to answer questions resulting in wait for manager to call back and explain.
Date published: 2018-05-24
Rated 5 out of 5 by from Great Balue I’ve been a Fairwinds member since the very first day I needed a bank account. It’s been almost five years and I needed help building credit, I don’t know if a better way then interest free for a year and cash back on groceries and gas. This is great.
Date published: 2018-05-23
Rated 5 out of 5 by from More than I expected This is more than I expected from a basic checking account. The customer service is phenomenal and the cash back purchase rewards is the last thing I would have expected from a basic checking account. This is the first time I’ve ever been excited about a banking institution and tried to convert my friends. Keep up the good work!
Date published: 2018-05-02
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