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One card, unlimited possibilities.

With VIP access to events, exclusive shopping, dining, and travel offers, and 24-hour Visa Signature® Concierge Service, this isn’t just a credit card - it’s an experience.

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Preferred Visa Signature® Credit Card

APR ranging from 13.74% - 18.00%, based on your creditworthiness and will vary with the market based on the Prime Rate.

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  • Receive 20,000 bonus points when you spend $2,000 in the first three months from opening
  • Earn unlimited 2X points per dollar spent on every purchase and points do not expire
  • Pay no foreign transaction fees when you use the card for purchases made outside the U.S.
  • Online rewards catalog for redemption of travel perks, cash, gift cards, and more
  • $49 annual fee, waived for the first year
  • Mobile wallet solutions for Apple Pay, Samsung Pay, and Google Pay
  • Access unlimited possibilities with our Preferred Visa Signature® Credit Card Learn more
  • Personalize your card with your own custom image at no charge

See Card Agreement and Disclosures and Pricing and Terms for details.

Average Member Rating 5.0

Read all 7 reviews

Preferred Visa Signature Benefits

Access unlimited possibilities with the FAIRWINDS Preferred Visa Signature® Credit Card.

Concierge Service

Your complimentary Visa Signature® Concierge Service is available 24 hours a day to help you find tickets to sports and entertainment events or provide restaurant reservations – wherever your travels take you. Call 800.953.7392 for assistance.


Enjoy a premium experience at some of the world’s most intriguing properties through the Visa Signature Luxury Hotel Collection. Plus, save on chauffeured ground transportation with LimoLink, and more. Visa web site

Events and Excursions

Treat yourself with travel packages to once-in-a-lifetime experiences like the Pro Bowl. Or, enjoy access to stay-and-play golf packages, tickets to high-profile games, and more. Visa web site

VIP Shopping

You’re invited to shop and save with discounts or gift with purchase offers, from a wide collection of popular online and in-store retailers. Visa web site

Additional FAIRWINDS Preferred Visa Signature Card features include...

FAIRWINDS Member Reviews

Preferred Visa Signature® is rated 5.0 out of 5 by 7.
Rated 5 out of 5 by from Beyond Superior! Easily acceptable, the transaction exceeded my expectations, thank you!
Date published: 2018-05-24
Rated 5 out of 5 by from Pref Card Initial signup and approval was easy. Card worked great internationally.
Date published: 2018-04-02
Rated 5 out of 5 by from A great choice for a credit card I sought a credit card with no foreign transaction fees and a low yearly cost. The Fairwinds credit card met my criteria. I am happy with my choice.
Date published: 2018-02-22
Rated 5 out of 5 by from Good extra features. If you need to travel, this is a great card to use.
Date published: 2017-06-24
Rated 5 out of 5 by from Great value I have been a member for sometime and the teller told me about the Visa card !!!!!
Date published: 2016-08-10
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