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Build a better financial future.

Don’t let bad credit or the lack of credit hold you back. Get on track with our Secured Visa credit card and start building your credit today!

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Get it!

Secured Visa®

APR will be 18.00%, based on your creditworthiness.

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Features

  • No minimum credit score needed for approval
  • Secured with your FAIRWINDS account deposits
  • Important account information is shared with three major credit bureaus to help you build credit history
  • Mobile wallet solutions for Apple Pay, Samsung Pay, and Android Pay
  • Personalize your card with your own custom image

See Card Agreement and Disclosures and Pricing and Terms for details.

Average Member Rating 4.6
     

Read all 112 reviews


How our Secured Visa works

The credit card is secured by deposits in your FAIRWINDS account. Example, we would place a hold on $500 in your FAIRWINDS account and issue you a credit card with a $500 limit. You will not be able to access these funds until you either payoff and close your Secured Visa credit card or be approved for one of our other credit cards.

Improving your credit with a FAIRWINDS Visa Card

Just having our Secured Visa credit card isn’t enough. Using it and paying it down or off with on time payments will build your credit history. You keep this up and your credit score will grow.

Check out our Building a Credit Reputation article to learn more.

Additional FAIRWINDS Visa Card features include...


FAIRWINDS Member Reviews

Secured Visa® is rated 4.6 out of 5 by 112.
Rated 5 out of 5 by from great bank Really felt at home with the whole process
Date published: 2017-06-21
Rated 5 out of 5 by from Great Services I am happy to be a Fairwinds customer. Fairwinds has great customer service and gives an opportunity for customers to reestablish their credit.
Date published: 2017-06-09
Rated 5 out of 5 by from Excellent Secured Card! I recently experienced a hardship that cost me my credit cards and my credit score. FAIRWINDS made it easy to apply and become approved for their secure credit card after my bankruptcy was closed and discharged. It has since allowed me to rebuild my credit.
Date published: 2017-06-02
Rated 5 out of 5 by from Great proximity to work I hope to rebuild my credit
Date published: 2017-05-23
Rated 5 out of 5 by from Love it! I've had my secured visa for a little over two months now and I've already seen a huge improvement in my credit. As a student trying to build credit this is a really easy way to do so.
Date published: 2017-05-06
Rated 5 out of 5 by from Great help I'm so happy they gave me the opportunity to get my first credit card
Date published: 2017-04-22
Rated 5 out of 5 by from Very Smooth It's a nice card to have to be able to control your credit...
Date published: 2017-04-19
Rated 5 out of 5 by from Excelent I'm being a member since 2016 and I love it. How fast they resolve any issue and how they treat me every time I went. Thanks
Date published: 2017-04-09
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