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Build a better financial future.

Don’t let bad credit or the lack of credit hold you back. Get on track with our Secured Visa credit card and start building your credit today!

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Get it!

Secured Visa®

APR will be 18.00%, based on your creditworthiness.

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Features

  • No minimum credit score needed for approval
  • Secured with your FAIRWINDS account deposits
  • Important account information is shared with three major credit bureaus to help you build credit history
  • Mobile wallet solutions for Apple Pay, Samsung Pay, and Android Pay
  • Personalize your card with your own custom image

See Card Agreement and Disclosures and Pricing and Terms for details.

Average Member Rating 4.6
     

Read all 124 reviews


How our Secured Visa works

The credit card is secured by deposits in your FAIRWINDS account. Example, we would place a hold on $500 in your FAIRWINDS account and issue you a credit card with a $500 limit. You will not be able to access these funds until you either payoff and close your Secured Visa credit card or be approved for one of our other credit cards.

Improving your credit with a FAIRWINDS Visa Card

Just having our Secured Visa credit card isn’t enough. Using it and paying it down or off with on time payments will build your credit history. You keep this up and your credit score will grow.

Check out our Building a Credit Reputation article to learn more.

Additional FAIRWINDS Visa Card features include...


FAIRWINDS Member Reviews

Secured Visa® is rated 4.6 out of 5 by 124.
Rated 5 out of 5 by from Great security I got robbed and they stole my fairwinds cards, i called them to block the cards and they even told me the last uses!!
Date published: 2017-11-08
Rated 5 out of 5 by from awesome most enjoyable no glitch, accepted everywhere used it with pride
Date published: 2017-11-04
Rated 5 out of 5 by from Great product to re-build credit I became a member of Fairwinds about two months ago and it's been a pleasure dealing with really respectful, helpful and dedicated team.
Date published: 2017-10-27
Rated 5 out of 5 by from Secured credit card I've been a fairwinds member since 2015 and I love it. I now recently decided to get a secured credit card, at first I was scared but the staff member explained everything so well that now I have no confusion.
Date published: 2017-10-22
Rated 5 out of 5 by from Great value I am glad that I became a member because the services are up to standards.
Date published: 2017-10-15
Rated 5 out of 5 by from Great card!!! I have been with Fairwinds for as long as I can remember. I recently opened up this secured card to build my credit. As soon as I payed off the amount, it was immediately sent to the Credit Equifax etc and my credit score went up! I was so excited to see my credit spike. This card has helped me to start building my credit as it is also my first credit card. Definitely recommend for someone trying to build credit or is just starting.
Date published: 2017-10-03
Rated 5 out of 5 by from Great value I am member of FAIRWINDS a month a go and am so happy
Date published: 2017-09-23
Rated 5 out of 5 by from Great customer service and fast They answer all my questions quick and customer service over at sand lake they are all great quick service
Date published: 2017-08-18
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