APR will be 18.00%, based on your creditworthiness.Start Application
- No minimum credit score needed for approval
- Secured with your FAIRWINDS account deposits
- Important account information is shared with three major credit bureaus to help you build credit history
- Mobile wallet solutions for Apple Pay, Samsung Pay, and Android Pay
- Personalize your card with your own custom image (Coming soon)
See Card Agreement and Disclosures for details.
How our Secured Visa works
The credit card is secured by deposits in your FAIRWINDS account. Example, we would place a hold on $500 in your FAIRWINDS account and issue you a credit card with a $500 limit. You will not be able to access these funds until you either payoff and close your Secured Visa credit card or be approved for one of our other credit cards.
Improving your credit with a FAIRWINDS Visa Card
Just having our Secured Visa credit card isn’t enough. Using it and paying it down or off with on time payments will build your credit history. You keep this up and your credit score will grow.
Check out our Building a Credit Reputation article to learn more.