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Everyone deserves to have the best for their mortgage needs. That’s why I feel it’s important we take a step back, find out what’s important to you, and work together to get you into the right deal that fits your situation.

Steven Nichols


Steven joined FAIRWINDS in 2018 as a Member Service Representative. He quickly transitioned into the Mortgage Department and began helping members with their mortgage needs. Since joining the Mortgage Services team, Steven has guided many members through the process of buying their first homes, refinancing their existing homes and investment properties, and opening equity lines for home improvements.


Steven lives and breathes everything Real Estate. He is always looking into new market trends and attending courses to further build his knowledge base.

As a homeowner and avid DIYer, Steven understands how it feels to navigate the mortgage process. Our members can rest assure that Steven will bring his knowledge, experience, and expertise to guide you each step of the way.

Where We Do Home Loans

We offer lending in California, Colorado, Connecticut, Florida, Georgia, Massachusetts, North Carolina, South Carolina, Texas and Virginia.