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FAIRWINDS branches will be closed on Thursday, November 26 in observance of Thanksgiving Day. | wherever you are

Credit Builder

For first-time borrowers, those looking to build credit or members with large deposits, a Deposit Secured loan lets you benefit from great low rates by securing your borrowed amount with your deposit account. Borrow up to 100% of your deposit balance while still earning interest on your deposits in interests-bearing accounts.


Loan TypeAPR*APR*
2500 RR
5000 RR
Deposit Secured starting at
starting at
starting at

*APR: Annual Percentage Rate
Your actual rate is based on your credit quality, down payment, loan term, and amount financed. Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Credit Builder Application