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Credit Builder

For first-time borrowers, those looking to build credit or members with large deposits, a Deposit Secured loan lets you benefit by securing your borrowed amount with your deposit account. Borrow up to 100% of your deposit balance while still earning interest on your deposits in interests-bearing accounts.


Loan TypeAPR*
Deposit Secured 18.00%

*APR: Annual Percentage Rate
Your actual rate is based on your credit quality, loan term, and amount financed.

Loans are subject to credit union membership eligibility, credit approval, and verification of information provided on the application. Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.

Credit Builder Application