Overview

Let FAIRWINDS finance your fun. We offer competitive rates and generous terms on boat, RV and motorcycle loans.

Motorcycle Loans

Feel the wind in your hair with a motorcycle loan from FAIRWINDS.

FAIRWINDS makes owning your dream machine affordable with flexible financing terms for new and used motorcycle loans. In addition to convenient application and convenient repayment options, we also offer competitive rates and discounted rates for members with Relationship Rewards.

Already own a motorcycle? Finance with FAIRWINDS and you could lower your interest rate and monthly payment. Apply online, call or stop by FAIRWINDS location for a quote today.

Rates and Terms

Boat Loans

Head out on the open sea or local lake with a boat loan from FAIRWINDS.

FAIRWINDS makes owning your own boat affordable with flexible financing terms for new and used boat loans. In addition to convenient application and convenient repayment options, we also offer competitive rates with discounted rates for members with Relationship Rewards.

Already own a boat? Finance with FAIRWINDS and you could lower your interest rate and monthly payment. Apply online, call or stop by FAIRWINDS location for a quote today.

Rates and Terms

RV Loans

Hit the highways for the ultimate road trip with an RV loan from FAIRWINDS.

FAIRWINDS can make your cross-county dreams come true with flexible financing terms for new and used RV loans for loan amounts up to $100,000. In addition to convenient application and convenient repayment options, we also offer competitive rates with discounted rates for members with Relationship Rewards.

Already own a RV? Finance with FAIRWINDS and you could lower your interest rate and monthly payment. Apply online, call or stop by FAIRWINDS location for a quote today.

Rates and Terms

Other Collateral Loans

Looking for specialized financing?  FAIRWINDS provides loan options for other collateral including ATVs, golf carts, computers, and more.  To receive your quote, apply online, call 407.277.5045, or stop by any branch location.

Rates and Terms

Never worry about missing a payment with our convenient loan repayment options

Auto Pay

Never worry about remembering to make a payment with Auto-pay from your FAIRWINDS checking, savings or money market accounts. You can chose to pay weekly, bi-weekly or monthly and the funds will be automatically transferred from the FAIRWINDS account of your choice.

Online

Transfer funds and make payments 24 hours a day with FAIRWINDS Online. You can view payment amounts, loan history and balances left on your loans.

By Phone, In Person, and By Mail

You can also make you loans payments by phone, in person at any FAIRWINDS location or by mail.

Other Collateral Loans
Loan Type Annual Percentage Rate
(APR)
APR with AutoPay Relationship Rewards
(with AutoPay)
APR with 2,500 RR
Points
APR with 5,000 RR
Points
New Motorcycle 7.05% - 18.00% 6.80% - 17.87% 6.55% - 17.62% 6.30% - 17.37%
Used Motorcycle 7.35% - 18.00% 7.10% - 17.87% 6.85% - 17.62% 6.60% - 17.37%
New RV 6.05% - 18.00% 5.80% - 17.87% 5.55% - 17.62% 5.30% - 17.37%
Used RV 6.35% - 18.00% 6.10% - 17.87% 5.85% - 17.62% 5.60% - 17.37%
New Boat 6.05% - 18.00% 5.80% - 17.87% 5.55% - 17.62% 5.30% - 17.37%
Used Boat 6.35% - 18.00% 6.10% - 17.87% 5.85% - 17.62% 5.60% - 17.37%
Other Collateral 10.65% - 11.65% No discount 10.40% - 11.40% 10.15% - 11.15%

APR = Annual Percentage Rate

Your actual rate is based on your credit quality, down payment, loan term, and amount financed.

Discounted Rate: Rate discounts for automatic payment from a FAIRWINDS checking account will increase by .25% in the event payment is discontinued from a FAIRWINDS checking account. Any increase in the rate will result in more payments of the same amount until what you owe has been repaid.

Rates are current as of 2/01/2013.

Other terms and conditions may apply. Terms and conditions subject to change at any time without prior notice.