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Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.

Looking to boost your savings even more? Add .25% APY* to a Promotional CD with the Member Bonus and watch your savings soar! You can also add unlimited funds to your CD throughout your term.

To access the Member Bonus CD rate:

Deposit a minimum of $10,000 from another financial institution to open the account.

Be a member of FAIRWINDS Credit Union for at least one year.

Add on to your Member Bonus CD at any time with funds from an existing FAIRWINDS account or an account elsewhere.

Deposits are insured up to $250,000 by the NCUA making them safe and secure.

Today's Rates listed below.   Open a Loyalty CD Online!

CD Rates Interest Rate APY*
11 Month Member Bonus Add-On 2.25% 2.28%
*APY = Annual Percentage Yield.

The Details

Minimum to Open — $10,000 from another financial institution is required to open the account.

Monthly Service Fee — $0

Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties.

  • 11-month term -- three months' interest.

Must be a FAIRWINDS member for the past 12 months or longer to qualify.

Any deposit after the $10,000 opening can be funded from an existing FAIRWINDS account or an account elsewhere.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

**Offers subject to change at any time without notice. Fees can reduce earnings on the account. Federally insured by NCUA.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.7 out of 5 by 264.
Rated 5 out of 5 by from Easy to set up and good value! I debated setting this up, but happy I did. It’s s good value and easy way to save.
Date published: 2019-06-23
Rated 5 out of 5 by from Great deal and easy to implement Joining Fairwinds has been an eye opening experience. Sorry I didn't look into Credit Unions a loooooong time ago.
Date published: 2019-06-23
Rated 5 out of 5 by from Easy to open Quick and easy to open the new CD account. Did everything through the app with all my other accounts.
Date published: 2019-06-23
Rated 5 out of 5 by from Easy Peazy The teller told me about the special 11 mo CD when I was depositing a large check from a real estate sale. The process to open the account took less than 5 minutes. I'm already getting interest!
Date published: 2019-06-20
Rated 5 out of 5 by from Easy-to-use In our busy hectic lives Fairwinds makes opening a new CD account on line sooo easy. It was hassle free and showed up on my accounts page with in a couple of days. And I have always been a person who would rather deal with these kind of things in person. But this was a great experince.
Date published: 2019-06-15
Rated 5 out of 5 by from Good Value I been with Fairwinds for 10 years and enjoy being a member
Date published: 2019-06-13
Rated 5 out of 5 by from Awesome I wanted to start a cd and was pleased with the interest rate Fairwinds offered and I was especially happy the process was able to be completed entirely online.
Date published: 2019-06-13
Rated 5 out of 5 by from Super Easy Transaction I was able to create my new certificate online at my leisure. This was a simple and painless transaction.
Date published: 2019-06-13
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