Holiday Reminder

FAIRWINDS branches will be closed on Monday, February 18 in observance of Washington's Birthday.

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Available to members who have been with the credit union for at least one year that deposit a minimum of $10,000 from another financial institution.

Looking to boost your savings even more? Add .25% APY* to a Promotional CD with the Member Bonus and watch your savings soar! You can also add unlimited funds to your CD throughout your term.

To access the Member Bonus CD rate:

Deposit a minimum of $10,000 from another financial institution to open the account.

Be a member of FAIRWINDS Credit Union for at least one year.

Add on to your Member Bonus CD at any time with funds from an existing FAIRWINDS account or an account elsewhere.

Deposits are insured up to $250,000 by the NCUA making them safe and secure.

Today's Rates listed below.   Open a Loyalty CD Online!

CD Rates Interest Rate APY*
11 Month Member Bonus Add-On 2.25% 2.28%
18 Month Member Bonus Add-On 2.85% 2.89%
44 Month Member Bonus Add-On 3.25% 3.30%
*APY = Annual Percentage Yield.

The Details

Minimum to Open — $10,000 from another financial institution is required to open the account.

Monthly Service Fee — $0

Withdrawal Limitations — Closing your CD or withdrawing funds prior to the maturity date will result in a loss of earnings and/or penalties.

  • 11-month term -- three months' interest.
  • 18-month term -- six months' interest.
  • 44-month term -- nine months' interest.

Must be a FAIRWINDS member for the past 12 months or longer to qualify.

Any deposit after the $10,000 opening can be funded from an existing FAIRWINDS account or an account elsewhere.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

**Offers subject to change at any time without notice. Fees can reduce earnings on the account. Federally insured by NCUA.

FAIRWINDS Member Reviews

Certificate of Deposit Account is rated 4.6 out of 5 by 188.
Rated 5 out of 5 by from Opened CD Great offer and saw it after I logged in to account
Date published: 2019-01-27
Rated 5 out of 5 by from Great Job The Casselberry branch is the best. The Winter springs branch is the worst and that manager should be terminated.
Date published: 2019-01-17
Rated 2 out of 5 by from Rates Should Be HIGHER ! The personal at the branch provide great customer service . But I feel rates are to low comparable .
Date published: 2018-12-29
Rated 5 out of 5 by from satisfied they have jumbo rates that other institutions do not offer - nuff said
Date published: 2018-12-29
Rated 3 out of 5 by from Sensible investment I received a mailer advertising the attractive offer with a reasonable interest rate.
Date published: 2018-12-26
Rated 5 out of 5 by from Great value My husband and I have been a member for almost 55 years when it was railroad
Date published: 2018-12-26
Rated 2 out of 5 by from it Should’ve been easy Teller was pleasant but obviously didn’t know what she was doing. She definitely needs more training. I was given incorrect information and I had to wait for her to constantly ask the other tellers questions which dragged out the process.
Date published: 2018-12-22
Rated 5 out of 5 by from Last experience Have been a member for several years. This is a wonderful branch. Everyone is so helpful.
Date published: 2018-12-19
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