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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 773.
Rated 5 out of 5 by from Great products and service! Love Fairwinds! Opened my account on my lunch hour and made it back to work on time! My paycheck was direct deposited into that account two days later! Way to go Fairwinds!!!
Date published: 2017-08-16
Rated 5 out of 5 by from Amazing !!! I just became a memeber to Fairwinds and WOW ! Every step has been amazing. They have helped so much. Joni was amazing helping with my new car loan and every single question I asked was answered.
Date published: 2017-08-16
Rated 5 out of 5 by from Great Customer service and value It,s been over a month and I couldn't be happier with choice
Date published: 2017-08-13
Rated 5 out of 5 by from We Love Fairwinds!! I have been a Fairwinds memeber for over a decade. We just added our next generation of the family to the Fairwinds family.
Date published: 2017-08-13
Rated 5 out of 5 by from Great Service/Experience Being part of credit union has better benefits than any normal bank, which makes Fair winds rise above the rest.
Date published: 2017-08-12
Rated 5 out of 5 by from Was extremely GREAT Every one was wonderful to me and never rush me, even speak to my Grandbabies, and when they didn't have suckers they found them candy, they were very people friendly.
Date published: 2017-08-11
Rated 4 out of 5 by from followed in my kids footsteps I became a member after my daughter received an amazing auto loan. I checked into it and received a great deal too.
Date published: 2017-08-10
Rated 5 out of 5 by from happy about the service I became a member a month and a half ago and I already referred a couple of friends, and everyone including me we are sastifed.
Date published: 2017-08-09
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