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FAIRWINDS branches will be closed on Thursday, November 22 in observance of Thanksgiving Day.

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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 1217.
Rated 4 out of 5 by from Excelent customer service Very happy with my new account the only inconvenience is the lack of full service ATM's, I tried to deposit money at an ATM at Publix and was unable, just will let you do withdrawals.
Date published: 2018-11-12
Rated 2 out of 5 by from Mehh. We signed papers for me to be added onto my wife’s account and the banker did not add me onto the other account...
Date published: 2018-11-11
Rated 5 out of 5 by from Nice smile I love Fairwinds They always are friendly and helpful
Date published: 2018-11-09
Rated 5 out of 5 by from Best customer service! I have entered this bank on several occasions with several different issues and several different transactions and I am always pleased with their professionalism, efficiency and customer service skills. Thank you Fairwinds team!
Date published: 2018-11-08
Rated 5 out of 5 by from Wonderful Experience The people and Fairwinds are very friendly and willing to help in any way they can. They made the process easy and efficient to accomplish the goal.
Date published: 2018-11-08
Rated 5 out of 5 by from Basic checking account Convenient, easy to carry out all transactions. All of the member services staff are very knowledgeable, helpful and courteous.
Date published: 2018-11-07
Rated 5 out of 5 by from BEST BANKING INSTUTION i HAVE BA Customer service is always my indicator of quality operation creating a open vehicle for direct and verifiable communication. CVS is top of the line. always looking, observing , recognizing the their client population by build close bonds while addressing clearly and immediately meeting your needs. after on several month most know me by name and greet as part of a family. A+
Date published: 2018-11-05
Rated 5 out of 5 by from New account Best experience I ever had with other bank very friendly when it come about helping customer, app it's a great advance that you can deposit checks whenever you need to and looking forward to try fix my creadit with them, recommend it 100%
Date published: 2018-10-31
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