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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 1314.
Rated 5 out of 5 by from Easy and quick Very easy process and really don't need a bank for check deposits.
Date published: 2019-04-20
Rated 5 out of 5 by from Great experience! I have enjoyed my experience since I started banking with Fairwinds a month ago.
Date published: 2019-04-17
Rated 5 out of 5 by from Excellent Service We became members of Fairwinds several months ago when we moved to Florida. We recently had to come in to open up a Checking Account since we originally only opened a savings account. We were greeted with the same smiles and great service, and the process was done smoothly and quickly as well as expediting another transaction we needed done. Thanks for making us feel welcome to Florida!
Date published: 2019-04-14
Rated 5 out of 5 by from Fast account set up Walked in and joined very easily opened an account took out a loan for a new vehicle all in a very speedy and professional manner. Very good interest rate.
Date published: 2019-04-14
Rated 5 out of 5 by from A bank that cares I became a member of Fairwinds after banking with notably high customer focused banks. They did not follow through on that reputation. I switched to Fairwinds and have been so pleased. I feel like I am a person and a valued one at that. They not only helped electronically, but called and welcomed me. They answered my questions. Each person I have talked to or experienced has been so kind and incredibly helpful! I am so glad I joined!
Date published: 2019-04-14
Rated 5 out of 5 by from Quick and easy! Super quick to open online. Cash machines located everywhere. More services offered than any bank I Ave been too.
Date published: 2019-04-14
Rated 5 out of 5 by from It was an emergency! After waking up to find that someone was applying for online loans using my bank account, I drove to my FAIRWINDS and five minutes before they closed I was signed in and was taken care of immediately!
Date published: 2019-04-14
Rated 5 out of 5 by from Outstanding! The entire experience has been outstanding from the first day I became a member to applying for my first loan. Thanks to all the Fairwinds staff!
Date published: 2019-04-02
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