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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 1158.
Rated 5 out of 5 by from Great customer service Reestablished my account with Fairwinds and can honestly say it was the best decision I’ve made lately. Smooth, easy transaction and amazing customer service. Love walking in to my local branch and being greeted by name.
Date published: 2018-09-19
Rated 5 out of 5 by from Great value I recently became a member of Fairwinds Credit Union and I"m glad I did. My car payments are withdrawn monthly so that's one less worry for me.
Date published: 2018-09-16
Rated 4 out of 5 by from Great Experience I’m happy I became a member of FAIRWINDS Credit Union because is part of my plan to make my finances better for me and my family. The experience has been amazing and I’m sure it will continue like this.
Date published: 2018-09-15
Rated 5 out of 5 by from Satisfies my needs I recently became a member & have been pleased with the service thus far.
Date published: 2018-09-15
Rated 5 out of 5 by from Great experience! I love the convenience of ATM deposit! Very pleasant and personal touch when you open an account there.
Date published: 2018-09-14
Rated 5 out of 5 by from Great service I became a member as I needed a bank on Florida and could not be happier
Date published: 2018-09-14
Rated 5 out of 5 by from Excellent! Been using banks for a long time, only to change it as they made things more and more complicated and expensive. Moved and chose Fairwinds as my banking solution. Easy to use, friendly service and so far not one complaint, better, I can finally say when my funds will be available, not just guess what cleared and what is pending....
Date published: 2018-09-14
Rated 5 out of 5 by from Beneficial I visited an office in Sanford, Florida and was impressed with level of courtesy first and professional next. I have found the same culture in this opening.
Date published: 2018-09-14
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