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FAIRWINDS branches will be closed on Monday, February 18 in observance of Washington's Birthday.

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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 1284.
Rated 5 out of 5 by from Customer Service I have been with Fairwinds almost a year and very please with their product.
Date published: 2019-02-06
Rated 3 out of 5 by from Can be better. I open a checking account month ago and apply for car refinance loan and denied, my credit score is above 700 and still not understand how can be denied. Other thing for some reason the app dosen't work and I can't see my mobile banking, called twice and still not fixed. I considering to close my account , I thought Credit Unions have more flexibility, but not.
Date published: 2019-02-05
Rated 5 out of 5 by from Great service! I became a fairwinds member looking for something different for my future... I loved every moment of my experience here. I'm happy I did
Date published: 2019-01-31
Rated 5 out of 5 by from Awesome customer service I became a member to get a great auto loan! I’m happy with the customer service and friendliness of the staff.
Date published: 2019-01-30
Rated 5 out of 5 by from Great value I became a member the past month and I’m so happy!
Date published: 2019-01-30
Rated 5 out of 5 by from Great Experience !! I recently became a member and all of my interactions have been a great experience.
Date published: 2019-01-28
Rated 5 out of 5 by from Easy to open account I opened a bank account to get a discount on my auto loan rate. The website was very easy to use and I did not encounter any problems while opening my new account.
Date published: 2019-01-28
Rated 5 out of 5 by from Awesome Service! The associates are always so nice, helpful and skilled.
Date published: 2019-01-27
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