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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 1004.
Rated 5 out of 5 by from Great service! Chris was great! He made the loan process very easy.
Date published: 2018-04-16
Rated 4 out of 5 by from Perfectly Reasonable Experience Setting up a checking account online was a perfectly fine experience. It was relatively straightforward and simple. No complaints at all.
Date published: 2018-04-16
Rated 5 out of 5 by from Great Customer Service I became a member a month ago and am very happy I did. The customer service was great when I joined they set me right up and I didn’t have to wait. I love the app and the services I get. I am a very happy customer.
Date published: 2018-04-12
Rated 4 out of 5 by from Good Experience, long wait! Went to open checking/savings at the Leesburg office. The customer relations guy was good and thorough. but we had to wait for more than an hour. He said it would only take about 20 minute wait.
Date published: 2018-04-10
Rated 5 out of 5 by from A satisfied customer Became a member about 2 months ago and very satisfied
Date published: 2018-04-09
Rated 5 out of 5 by from Great experience I am thrill with Fairwinds Credit Union every personal I have contacted it’s has been very courteous and willing to go the extra mile.
Date published: 2018-04-09
Rated 4 out of 5 by from I'm happy with my new account My daughter referred me to Fairwinds a month ago to open my account...and so far I am very satisfied
Date published: 2018-04-09
Rated 5 out of 5 by from I like FairWinds CU! I was sharing with a friend what I needed banking-wise as a Self Employed individual without direct deposit and they recommended FairWinds. So, I looked into it online and sure enough they had what I was looking for. I am glad that I opened a checking account with FairWinds. From the moment I walked into the door I was welcomed. My experience with the Tellers, the Banking Associates, the ATM, the Online Banking and the Mobile Banking has been what I was looking for!
Date published: 2018-04-09
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