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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 750.
Rated 5 out of 5 by from Professional service Good service and excellent customer support
Date published: 2017-06-15
Rated 5 out of 5 by from Attention to detail She answer all my questions
Date published: 2017-06-14
Rated 5 out of 5 by from Awesome I bésame a member about a month ago and so far it's been amazing!!
Date published: 2017-06-12
Rated 5 out of 5 by from checking account I opened a new checking account near the end of May due to possible fraud. The bank officer was very helpful and efficient.
Date published: 2017-06-12
Rated 5 out of 5 by from Fast! I love the mobile check deposit feature. The direct deposits are on time and the app is easy to use.
Date published: 2017-06-10
Rated 5 out of 5 by from Good service and quick checks Everyone is so wonderful to help . . .
Date published: 2017-06-09
Rated 5 out of 5 by from Great serv I love this credit union they have great serv
Date published: 2017-06-09
Rated 5 out of 5 by from Easy breezy Best decision I made!
Date published: 2017-06-09
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