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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 911.
Rated 4 out of 5 by from Great organization Your employees were super polite and helpful and I would recommend this institution to my friends and family.
Date published: 2018-01-14
Rated 5 out of 5 by from Easiest online banking I joined Fairwinds about a month ago and it has been the best banking experience that I can recall. The online banking app is incredibly easy to navigate and you can setup and pay your bills from the ease of your phone. There are always staff available at my local branch to answer any questions. I also received a courtesy call shortly after opening my account to ensure I was satisfied and if I had any questions. Very Pleased!
Date published: 2018-01-12
Rated 3 out of 5 by from I'm hoping it gets better First; the people I've worked with have been fantastic! Wonderful customer service! The average rating is because "the system" seems so flawed. I have both a basic and business account. I "thought" when I signed up I asked for e-statements. Apparently only one account was registered that way and I got charged for the paper ones that came in the mail. The ATM at the Lake Mary branch will also NOT accept the temporary checks printed for my business account when I tried to use one to put more money into my basic account. I must get cash from the ATM and then deposit that into the basic. Finally, why can't you at least see a read-only of what's in my business account from the Basic page?? I have to log in twice to get a balance in each.
Date published: 2018-01-12
Rated 4 out of 5 by from User friendly and response I became a member about a month ago it was easy to fill out online application and everything was set up quickly without a lot of paperwork to fill out.
Date published: 2018-01-10
Rated 5 out of 5 by from Great value I became customer in December 2017 and I am glad I did it
Date published: 2018-01-08
Rated 5 out of 5 by from just excellent I have been a member for a while and Iam really enjoy being part of this experience.
Date published: 2018-01-08
Rated 3 out of 5 by from Disappointed When we purchased our new vehicle we were told if we opened up an account for automatic payments our interest rate would be reduced. This is why we chose Fairwinds. We went to the Winter Park, Florida branch on Orlando Ave and filled out the proper paperwork. It was never applied or not even sure our rate was lowered after being told that it was all taken care of prior to the first payment due. I phoned on the 3rd of January which was my due date and autopay was not applied. No one has returned a follow up call.
Date published: 2018-01-07
Rated 5 out of 5 by from Excellent I become of been a fairwind customer for a month and until now I have no complaints
Date published: 2018-01-07
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