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The Basic Checking Account is all about keeping things simple, giving you everything you need stay on top of your finances, wherever you are.

Your Basic Checking Account comes equipped with benefits and features like:

  • Free FAIRWINDS and Publix Presto! ATM transactions
  • Free Online and Mobile Banking
  • Free Online Bill Payer
  • Free Mobile Check Deposit
  • Free e-Statements
  • Cash Back Purchase Rewards with your FAIRWINDS Visa® Debit Card

The Details

Minimum to Open — $25

Monthly Service Fee - $10, waived with any one of the following:

  • $500 in total monthly electronic deposit(s) (direct deposit, ACH, ATM or mobile check deposit),
    or
  • $10,000 average monthly combined deposit and loan balance (excluding credit cards),
    or
  • $10,000 or greater in an investment* account

*Investment products and services are offered through CUSO Financial Services, L.P. ("CFS), registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor.

See Service Charge Schedule for additional fees that apply to all FAIRWINDS accounts.

FAIRWINDS Member Reviews

Basic Checking Account is rated 4.7 out of 5 by 1101.
Rated 5 out of 5 by from Basic Checking Account I became a member in June 2018 and Paola Rodriguez was exceptional with handling all my accounts. She was courteous, professional and was efficient with time and information. She is very knowledgeable of the accounts I need and directed me accordingly. She is AMAZING!!!
Date published: 2018-07-16
Rated 5 out of 5 by from Great customer service I became a member and it’s tge best experience I ever had
Date published: 2018-07-16
Rated 1 out of 5 by from Horrible service I have never banked with anyone who does not put the customer first! They make you wait 3 days for a check deposit to clear and mean while if for any reason your account goes negative the charge you fees even though you have deposited a check because they have to wait for it to clear!! The worst ever do not bank with them!
Date published: 2018-07-15
Rated 5 out of 5 by from Simple, great customer service. After doing a few transactions through FAIRWINDS BEFORE I became a member, I realized they were professional, courteous and had everything I wanted and needed in a credit union. The choice was simple.
Date published: 2018-07-15
Rated 5 out of 5 by from Great Great customer services, fast and attentive. Can not wait to use other services and see how I grow and how FAIRWINDS can help me in the future.
Date published: 2018-07-15
Rated 5 out of 5 by from 20+ Years and Counting Over 20 years ago, we joined Fairwinds Credit Union. Now the whole family banks with Fairwinds. Great service no matter what branch you go to. Consistent customer service is hard to find.
Date published: 2018-06-29
Rated 4 out of 5 by from Good I got a little problem after I open the checking account. The person who did the process don't connect properly the link existing card I had with the new checking account. So when I went to use the card for buy the card came declined. I have to go the branch for other person fix the problem.
Date published: 2018-06-28
Rated 4 out of 5 by from Positive experience Overall the process of opening an account was easy
Date published: 2018-06-28
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