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Ease and access at a value that fits into your budget. It’s your money; manage it your way with FAIR Checking from FAIRWINDS.

FAIR Checking gives you everything you need to keep your finances in check without breaking the bank.

The Features

  • Access your money wherever you are with FAIRWINDS’ feature-rich mobile banking and remote deposit capture, POPmoney and eAlerts.
  • Enjoy fee-free ATMs at FAIRWINDS and Publix Presto! ATM locations.
  • Never miss another due date with free online bill pay.
  • Show off your true colors with personalized debit cards.
  • Make money as you spend money with cash back rewards.

All checking accounts include:

The Details

Minimum to Open — $25

Monthly Service Fee — $7.50, waived with 15 debit purchase transactions, or average monthly balance of $500, or a total monthly Direct Deposit(s) of $100 or more, or age 25 years and under or 60 years and over.

FAIRWINDS Member Reviews

FAIR Checking is rated 4.7557 out of 5 by 131.
Rated 5 out of 5 by from Great They have all the modern services that you need to keep track of your money in the bank. From e-statement, to mobile banking you will always be connected and no longer have to go to the bank to deposit money either. I love how Fairwinds treats me, and the branch I usually go to remembers me every time I go to their branch. I recommend this bank for anybody who is starting to manage money, and to the more experienced people in banking.
Date published: 2015-07-17
Rated 2 out of 5 by from No So Good I was excited to become a Fairwinds member. However the last 6 weeks have proven otherwise! The PIN number I chose for my account does not work. As well as the first online payment being done a day prior to the date I requested, resulting in NSF charges is enough for me. I will be contacting my payroll department to stop the direct deposit and then close this account. Big mistake on my part trying to use the local credit union.
Date published: 2015-07-07
Rated 5 out of 5 by from Ann I became a member of Fairwinds when I decided to go thru you to do my mortgage. I was a member when I lived in a different city.
Date published: 2015-08-25
Rated 5 out of 5 by from Great Experience I think i got into a relation with your bank as soon as i entered into United states !!! Unbelievable experience it has been !!! Mostly i Love when 'FRIDAY' Arrives Because every 'FRIDAY' when i wake up and check my phone first mail is always of Fairwinds that your account has been credited !!! That mail from you makes my day ! Great experience ! I Appreciate your efforts and response !
Date published: 2015-08-21
Rated 5 out of 5 by from Just great I came from another credit union and was very dissatisfied with their service and online banking capabilities. They recently upgraded their online banking and in my opinion made it worse instead of better. My experience so far has been great, I am so happy I made the switch. Service is excellent, online banking a breeze. Thank you!
Date published: 2015-07-07
Rated 5 out of 5 by from great service and value I shopped around for a low APR used car loan and found Fairwinds to be the best option and near to my house in Oviedo. However, when I bought the car, the dealer gave me a better APR than Fairwinds, but in turn Fairwinds offered a refinance deal I couldn't refuse. The service they offer was nearly outstanding... highly recommended.
Date published: 2015-07-30
Rated 3 out of 5 by from Don't understand I become a member about 2 months ago and so far everything mist ok . Except this is the first bank I see they don't give you a check book when you open a checking account.. I was surprise.. I'm still thinking about it .. I understand after the first check book they charge you for extra one . But not first one ...
Date published: 2015-07-30
Rated 5 out of 5 by from Better than other banks. ****** When I opened my account two months ago, I was treated with Royalty. I saw a person who projected a sincere interest in not only my finances but in me as a person. If your employees continue with this great, positive attitude, they will win more heart and in turn, will have more satisfied customers. Thank you, Al
Date published: 2015-08-10
Rated 5 out of 5 by from Great value and products I love the online banking products and the app. They make my banking experience easy and convenient.
Date published: 2015-08-25
Rated 5 out of 5 by from So far, so great! I became a member of Fairwinds credit union about a month ago and so far it has been smooth sailing! I especially enjoy the online banking feature. It helps me keep track of my purchases in real time.
Date published: 2015-08-23
Rated 5 out of 5 by from No hassles I just became a member of Fairwinds after running into multiple issues with my last bank. I like that this has been a no hassle experience; The tellers and people working at the bank has been phenomenal at providing great customer service. I love it!
Date published: 2015-07-30
Rated 5 out of 5 by from Great Value Then & Now! I have been a member of Fairwinds CU for almost 25 years! FW has helped me finance 2 cars and one computer over the years. I've tried 3 + different banks over the years and have eventually given them all up. Now you have more branches than ever.
Date published: 2015-08-09
Rated 5 out of 5 by from Opening a Checking Account I went in to open a checking account and not only did I just relax in a chair and have a pleasant chat but I was offered a drink too.
Date published: 2015-08-24
Rated 5 out of 5 by from Awesomeness I became a member of Fairwinds because I herd of how awesome they treat the members they have. Also every interaction I've had with them has been amazing! Also they offer free account checking to College students and Young adults.
Date published: 2015-08-20
Rated 5 out of 5 by from Convenience and customer service I joined Fairwinds for the convenience of having a credit union close to home. I'm even happier that I joined now that I've experienced their friendly, helpful staff. I've received excellent customer service from any I've interacted with.
Date published: 2015-08-11
Rated 5 out of 5 by from Awesome service! I recently became a member to get away from big banks that never updated purchases accurately or money would disappear. I'm very pleased with fairwinds services and support. I'll recommend this credit union to my family and friends!
Date published: 2015-07-07
Rated 5 out of 5 by from Great ! I recently started working at Universal studios Florida. And, Fairwinds bank is one of the benefits included. They make direct deposit even easier then other banks. And, the customer service is awesome. I'm glad I joined the team.
Date published: 2015-07-30
Rated 5 out of 5 by from Superb Product Since day one we have been totally pleased with the FAIR checking benefits. We particularly enjoy the courtesy/ product knowledge of the Fairwinds Crew and the convenience of the branch locations. Keep up the great work!!!
Date published: 2015-07-31
Rated 5 out of 5 by from Great Bank! I found my experience with FAIRWINDS much like banking was back in the 60's. They were very pleasant to work with. I made a car loan with them over the phone. Several members of my family are banking with them now.
Date published: 2015-07-07
Rated 4 out of 5 by from So far, so good. I haven't had a Fairwinds account for too long, but my experience has been pretty good so far. Good service, easy account opening process, and no fees that I wasn't expecting. Plus, the cash back offers are nice.
Date published: 2015-07-30
Rated 5 out of 5 by from Exceptional Service I became a member about a month ago and the service has been outstandung. I have referred two of my children to Fairwinds.
Date published: 2015-08-23
Rated 5 out of 5 by from Easy, painless I joined Fairwinds as part of my home re-fi. The experience was so great that I decided to move most of my banking to them. A chore made easier by the representatives that walked me through some of the steps.
Date published: 2015-07-30
Rated 5 out of 5 by from Amazing Friendly Service I recently became a Fairwind's member and it has been a great experience from the online platform to the great service from the local branch. I am very happy to be a part of a amazing Credit Union.
Date published: 2015-08-10
Rated 5 out of 5 by from impeccable customer service From the minute we walked their attentiveness was on point. The young lady who helped us answered all of our questions and then some.
Date published: 2015-08-22
Rated 5 out of 5 by from Easy! Completed process online. Pretty simple but I did have to call twice for my debit card to be sent which I didn't understand since I had chosen the card I wanted at the time of sign up.
Date published: 2015-07-09
Rated 5 out of 5 by from Awesome customer service! I became a Fairwinds member about 6 months ago and I'm very happy with them. Whenever I go into my branch they are very friendly and help me right away with whatever I need.
Date published: 2015-08-20
Rated 5 out of 5 by from Exceeded Expectations Fairwinds has consistently strived in being fair and friendly in their day to day engagement, with its Customers all while demostrating Integrity and loyalty to their Customer base.
Date published: 2015-07-18
Rated 5 out of 5 by from Goodbye to Big Bank!! Seamless change from Big Bank to Credit Union!! This was a long overdue change, and after a long history of Big Bank Bungles, Fairwinds has been such a relief!!
Date published: 2015-08-21
Rated 5 out of 5 by from Helpful staff All the staff at fairwinds are always so nice and helpful with whatever i need. Opening an account with fairwinds was very simple and easy thanks to the great employees.
Date published: 2015-08-20
Rated 5 out of 5 by from Easy service! I love Fairwinds checking! I got my checking account a month ago and have had no issues so far. I love the friendliness of the tellers and the accessibility of the mobile system!
Date published: 2015-07-07
  • 2015-08-28T21:02CST
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