Designed for the discerning financial freedom seeker, the Freedom Signature Checking is our most rewarding account and provides you with exceptional benefits to help you go even further on your journey.
Unique savings and earnings.
- Premium tiered interest rates
- Never pay an ATM fee and enjoy unlimited monthly refunds at any ATM around the world
- $1,000 per day ATM withdrawal limit (ATM withdrawal limits per transaction may apply.)
- Enjoy additional consumer checking and Freedom Savings accounts with no monthly service charge
Unlock higher earnings.
Exclusive access to our high-yield Freedom Signature Savings account with a current rate of 0.50% APY*
Go even further with an additional 0.10% toward your Freedom Signature Savings when you open a FAIRWINDS Visa Signature Credit Card.**Learn More
Existing members, upgrade your experience today.
Use our request form from within desktop online banking to change your account. Keep the same account number and your account history.
When you use the button below it will prompt you to log in to your FAIRWINDS online banking account. Once you’re logged in, it will take you to "Documents & Forms" where you must select the "Checking Account Change" option.Upgrade your account now
Unlimited complimentary services.
- FAIRWINDS checks
- Incoming wire transfers
- Overdraft transfers
- Stop payments
|Checking Interest Rates||Interest Rate||Annual Percentage Yield (APY)|
|$0.01 - $9,999.99||0.05%||0.05%|
|$10,000.00 - $24,999.99||0.10%||0.10%|
|$25,000.00 - $49,999.99||0.15%||0.15%|
|$50,000.00 - $9,999,999.99||0.20%||0.20%|
Minimum to Open — $25
Monthly Service Fee — $25, waived with either of the following:
- $25,000 or greater average monthly combined1 deposit balance,
- $25,000 or greater investment2 account balance
* APY = Annual Percentage Yield.
** The 0.10% increase to Signature Savings will apply as long you have an open and active FAIRWINDS Visa Signature Credit Card.
1 Combined balances include consumer checking, savings and CDs.
Take your Signature experience to the next level
With the Visa® Signature card, you earn up to 5 points per $1 you spend, get 50% more value on points redeemed for travel, have access to FAIRWINDS rate bonuses, and much more!