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Best Online Checking Account Features

If you’re ready to change banks, consider opening an online bank account.

  • Free digital banking tools including the FAIRWINDS App
  • Remote check deposit from your mobile device
  • Round up purchases into a FAIRWINDS savings account
  • Get real-time email or text alerts about your checking account
  • Purchase Rewards to earn cash back from shopping and dining

Stay connected 24/7 using our iPhone or Android Banking App

Access your money and checking account using our FAIRWINDS mobile apps.

Available on iPhone and Android, check balances, transfer money, pay bills, and make a deposit using your smartphone or tablet.

Pair your checking account with a free budgeting tool.

Link your online checking account with FAIRWINDS Money Management to track your spending, create a budget, and get a snapshot of your financial health anytime.

  • Set up all your accounts in one place.
  • See where your money is going.
  • Create goals tailored to your journey.

Ready to open FAIRWINDS checking account?

From a no monthly service fee checking account to an interest-earning checking account, see which option fits your lifestyle as you embark on your journey to financial freedom.

Build Wealth Stage

Freedom Signature

Open a Student Checking Account
Eliminate Debt Stage

Freedom Preferred

Open a Student Checking Account
Save More Stage

Freedom Access

Open a Student Checking Account
User Ratings
Free Out-of-Network ATM Transactions
Out-of-Network ATM Surcharge Monthly Rebate


Up to 10

FREE ATM transactions at FAIRWINDS, Publix Presto!, and more than 27,000 nationwide CO-OP ATM locations
Daily ATM withdrawal limit



Unlock Higher Earnings
Access to
Freedom Signature Savings
Access to
Freedom Preferred Money Market
Two NSF Charges Rebated Per Calendar Year
Free Money Orders and Cashier's Checks
Free Incoming Wires
Free Stop Payments
Free Overdraft Transfers
Tiered Interest

Up to

Up to

No interest

Free Checks
One box per year
Minimum Opening Deposit
Monthly Service Charge




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